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Stanley County, SD housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$302,274+0.8% YoY · prices are rising
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$65,527About 0.7× the local median income ($88,080): affordable for a typical household
Days on market84 daysSlower than a year ago: buyers have time to negotiate

The typical home in Stanley County, SD is worth $302,274, up 0.8% from a year ago. That is well below what local incomes have historically supported: fair value is about $336,674, so the area is 10.2% undervalued. It is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are down 0% from a year ago, 20% of listings have had a price cut. A household needs about $65,527 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,080. In the latest IRS figures, 50 more people moved in than out.

Home value over time

$0K$100K$200K$300K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$302,274
Change in 1 year+0.8%
Overvalued %−10.2%
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Fair home value$336,674
Change in 5 years+1.3%
Home value to income3.4×
Monthly mortgage payment (20% down)$1,638
Income needed to afford it$65,527
Property tax rate1.32%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,202

Market activity

Listings vs a year ago0.0%
Days on market84
Listings with a price cut20.0%
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Homes for sale10
Pending sales per 100 listings20
Asking price per sq ft$281

People and jobs

Median household income$88,080
Population change (1 year)+0.6%
Unemployment rate0.5%
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Population3,018
Income adjusted for cost of living$101,592
Net moves in (IRS)+50
Cost of living (US = 100)86.7

Schools, risk and environment

School rating (1 to 10)5.5
FEMA hazard risk score (0 to 100)5.1
Flood risk score20.0
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Wildfire risk score60.5
Walkability (1 to 20)7.8
Road, rail and air noise54 dB

Questions people ask

Is Stanley County, SD overvalued?
Home prices in Stanley County, SD are well below what local incomes have historically supported: fair value is about $336,674, so the area is 10.2% undervalued.
Is Stanley County, SD a buyer's or seller's market?
Stanley County, SD is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are down 0% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Stanley County, SD?
Home values in Stanley County, SD are up 0.8% over the last year.
How much do you need to earn to buy a home in Stanley County, SD?
A household needs about $65,527 a year to afford the typical home in Stanley County, SD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,080.

Nearby and similar counties

ZIP codes in Stanley County (open on the map)

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