Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$288,274+8.6% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$62,492About 1.0× the local median income ($59,612): a stretch for a typical household
Days on market69 daysFaster than a year ago: sellers have the edge
The typical home in Charles Mix County, SD is worth $288,274, up 8.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $250,284, so the area is 15.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 69 days to sell, listings are up 12% from a year ago, 0% of listings have had a price cut. A household needs about $62,492 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,612. In the latest IRS figures, 3 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$288,274
Change in 1 year
+8.6%
Overvalued %
+15.2%
Show 6 more
Fair home value
$250,284
Change in 5 years
+41.6%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$1,562
Income needed to afford it
$62,492
Property tax rate
1.10%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+12.5%
Days on market
69
Listings with a price cut
0.0%
Show 3 more
Homes for sale
18
Pending sales per 100 listings
6
Asking price per sq ft
$128
People and jobs
Median household income
$59,612
Population change (1 year)
+0.3%
Unemployment rate
5.8%
Show 4 more
Population
9,303
Income adjusted for cost of living
$68,757
Net moves in (IRS)
+3
Cost of living (US = 100)
86.7
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
48.5
Flood risk score
40.5
Show 3 more
Wildfire risk score
76.9
Walkability (1 to 20)
6.4
Road, rail and air noise
54 dB
Questions people ask
Is Charles Mix County, SD overvalued?
Home prices in Charles Mix County, SD are well above what local incomes have historically supported: fair value is about $250,284, so the area is 15.2% overvalued.
Is Charles Mix County, SD a buyer's or seller's market?
Charles Mix County, SD is a balanced market, leaning toward buyers: homes take about 69 days to sell, listings are up 12% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Charles Mix County, SD?
Home values in Charles Mix County, SD are up 8.6% over the last year.
How much do you need to earn to buy a home in Charles Mix County, SD?
A household needs about $62,492 a year to afford the typical home in Charles Mix County, SD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,612.