Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$315,215+8.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$68,332About 0.9× the local median income ($77,922): affordable for a typical household
Days on market72 daysSlower than a year ago: buyers have time to negotiate
The typical home in Moody County, SD is worth $315,215, up 8.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $272,117, so the area is 15.8% overvalued. It is a balanced market: homes take about 72 days to sell, listings are up 25% from a year ago, 0% of listings have had a price cut. A household needs about $68,332 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,922. In the latest IRS figures, 12 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$315,215
Change in 1 year
+8.0%
Overvalued %
+15.8%
Show 6 more
Fair home value
$272,117
Change in 5 years
+35.9%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,708
Income needed to afford it
$68,332
Property tax rate
1.10%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+25.0%
Days on market
72
Listings with a price cut
0.0%
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Homes for sale
15
Pending sales per 100 listings
27
Asking price per sq ft
$184
People and jobs
Median household income
$77,922
Population change (1 year)
+0.5%
Unemployment rate
2.8%
Show 4 more
Population
6,632
Income adjusted for cost of living
$89,875
Net moves in (IRS)
+12
Cost of living (US = 100)
86.7
Schools, risk and environment
School rating (1 to 10)
3.9
FEMA hazard risk score (0 to 100)
26.9
Flood risk score
26.1
Show 3 more
Wildfire risk score
54.0
Walkability (1 to 20)
5.7
Road, rail and air noise
54 dB
Questions people ask
Is Moody County, SD overvalued?
Home prices in Moody County, SD are well above what local incomes have historically supported: fair value is about $272,117, so the area is 15.8% overvalued.
Is Moody County, SD a buyer's or seller's market?
Moody County, SD is a balanced market: homes take about 72 days to sell, listings are up 25% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Moody County, SD?
Home values in Moody County, SD are up 8.0% over the last year.
How much do you need to earn to buy a home in Moody County, SD?
A household needs about $68,332 a year to afford the typical home in Moody County, SD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,922.