Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$208,648−2.2% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$45,231About 0.6× the local median income ($79,333): affordable for a typical household
Days on market72 daysSlower than a year ago: buyers have time to negotiate
The typical home in Clark County, SD is worth $208,648, down 2.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $245,181, so the area is 14.9% undervalued. It is a buyer's market: homes take about 72 days to sell, listings are up 233% from a year ago, 0% of listings have had a price cut. A household needs about $45,231 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,333. In the latest IRS figures, 73 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$208,648
Change in 1 year
−2.2%
Overvalued %
−14.9%
Show 6 more
Fair home value
$245,181
Change in 5 years
+19.4%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$1,131
Income needed to afford it
$45,231
Property tax rate
0.88%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+233.3%
Days on market
72
Listings with a price cut
0.0%
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Homes for sale
10
Pending sales per 100 listings
20
Asking price per sq ft
$115
People and jobs
Median household income
$79,333
Population change (1 year)
+0.8%
Unemployment rate
4.0%
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Population
4,031
Income adjusted for cost of living
$91,503
Net moves in (IRS)
−73
Cost of living (US = 100)
86.7
Schools, risk and environment
School rating (1 to 10)
4.4
FEMA hazard risk score (0 to 100)
4.5
Flood risk score
5.4
Show 3 more
Wildfire risk score
51.3
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Clark County, SD overvalued?
Home prices in Clark County, SD are well below what local incomes have historically supported: fair value is about $245,181, so the area is 14.9% undervalued.
Is Clark County, SD a buyer's or seller's market?
Clark County, SD is a buyer's market: homes take about 72 days to sell, listings are up 233% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Clark County, SD?
Home values in Clark County, SD are down 2.2% over the last year.
How much do you need to earn to buy a home in Clark County, SD?
A household needs about $45,231 a year to afford the typical home in Clark County, SD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,333.