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Beadle County, SD housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$190,822+3.0% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 13% have cut their price
Income needed to buy, per year$41,366About 0.5× the local median income ($75,646): affordable for a typical household
Days on market45 daysFaster than a year ago: sellers have the edge

The typical home in Beadle County, SD is worth $190,822, up 3.0% from a year ago. That is well below what local incomes have historically supported: fair value is about $227,185, so the area is 16.0% undervalued. It is a balanced market: homes take about 45 days to sell, listings are down 30% from a year ago, 13% of listings have had a price cut. A household needs about $41,366 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,646. In the latest IRS figures, 278 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$190,822
Change in 1 year+3.0%
Overvalued %−16.0%
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Fair home value$227,185
Change in 5 years+10.0%
Home value to income2.5×
Monthly mortgage payment (20% down)$1,034
Income needed to afford it$41,366
Property tax rate1.08%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,090

Market activity

Listings vs a year ago−30.4%
Days on market45
Listings with a price cut13.1%
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Homes for sale39
Pending sales per 100 listings3
Asking price per sq ft$101

People and jobs

Median household income$75,646
Population change (1 year)+0.5%
Unemployment rate1.9%
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Population19,624
Income adjusted for cost of living$87,250
Net moves in (IRS)−278
Cost of living (US = 100)86.7

Schools, risk and environment

School rating (1 to 10)3.5
FEMA hazard risk score (0 to 100)47.1
Flood risk score45.6
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Wildfire risk score74.7
Walkability (1 to 20)7.4
Road, rail and air noise52 dB

Questions people ask

Is Beadle County, SD overvalued?
Home prices in Beadle County, SD are well below what local incomes have historically supported: fair value is about $227,185, so the area is 16.0% undervalued.
Is Beadle County, SD a buyer's or seller's market?
Beadle County, SD is a balanced market: homes take about 45 days to sell, listings are down 30% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Beadle County, SD?
Home values in Beadle County, SD are up 3.0% over the last year.
How much do you need to earn to buy a home in Beadle County, SD?
A household needs about $41,366 a year to afford the typical home in Beadle County, SD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,646.

Nearby and similar counties

ZIP codes in Beadle County (open on the map)

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