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Potter County, SD housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$210,868+1.3% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$45,712About 0.6× the local median income ($70,736): affordable for a typical household
Days on market46 daysFaster than a year ago: sellers have the edge

The typical home in Potter County, SD is worth $210,868, up 1.3% from a year ago. It is a balanced market, leaning toward sellers: homes take about 46 days to sell, listings are down 50% from a year ago, 0% of listings have had a price cut. A household needs about $45,712 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,736. In the latest IRS figures, 1 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K2025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$210,868
Change in 1 year+1.3%
Home value to income3.0×
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Monthly mortgage payment (20% down)$1,143
Income needed to afford it$45,712
Property tax rate1.42%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,305

Market activity

Listings vs a year ago−50.0%
Days on market46
Listings with a price cut0.0%
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Homes for sale3
Pending sales per 100 listings33
Asking price per sq ft$45

People and jobs

Median household income$70,736
Population change (1 year)−1.0%
Unemployment rate2.6%
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Population2,377
Income adjusted for cost of living$81,587
Net moves in (IRS)+1
Cost of living (US = 100)86.7

Schools, risk and environment

School rating (1 to 10)8.9
FEMA hazard risk score (0 to 100)10.0
Flood risk score14.6
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Wildfire risk score56.6
Walkability (1 to 20)8.2
Road, rail and air noise52 dB

Questions people ask

Is Potter County, SD a buyer's or seller's market?
Potter County, SD is a balanced market, leaning toward sellers: homes take about 46 days to sell, listings are down 50% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Potter County, SD?
Home values in Potter County, SD are up 1.3% over the last year.
How much do you need to earn to buy a home in Potter County, SD?
A household needs about $45,712 a year to afford the typical home in Potter County, SD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,736.

Nearby and similar counties

ZIP codes in Potter County (open on the map)

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