Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$877,732+7.8% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$190,274About 1.6× the local median income ($117,896): hard to afford
Days on market53 daysAbout the same pace as a year ago
Next 12 months+2.8%Zillow expects prices to rise slightly
The typical home in Westchester County, NY is worth $877,732, up 7.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $809,296, so the area is 8.5% overvalued. It is a balanced market: homes take about 53 days to sell, listings are up 10% from a year ago, 12% of listings have had a price cut. Zillow expects prices to rise about 2.8% over the next year. A household needs about $190,274 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $117,896. Typical rent is $3,097 a month, or $3,026 for a house. In the latest IRS figures, 5,341 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$877,732
Change in 1 year
+7.8%
Overvalued %
+8.5%
Show 7 more
Fair home value
$809,296
Change in 5 years
+31.2%
Zillow forecast, next 12 months
+2.8%
Home value to income
7.4×
Monthly mortgage payment (20% down)
$4,757
Income needed to afford it
$190,274
Property tax rate
1.51%
Rent and investing
Typical rent
$3,097
Typical rent for houses
$3,026
Price-to-rent ratio
23.6×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$2,971
Gross rental yield
4.23%
Cap rate (estimate)
2.75%
Market activity
Listings vs a year ago
+10.3%
Days on market
53
Listings with a price cut
12.3%
Show 3 more
Homes for sale
1,700
Pending sales per 100 listings
28
Asking price per sq ft
$402
People and jobs
Median household income
$117,896
Population change (1 year)
+0.7%
Unemployment rate
6.0%
Show 4 more
Population
1,015,743
Income adjusted for cost of living
$104,703
Net moves in (IRS)
−5,341
Cost of living (US = 100)
112.6
Schools, risk and environment
School rating (1 to 10)
7.1
FEMA hazard risk score (0 to 100)
96.2
Unhealthy air days a year
6
Show 4 more
Flood risk score
98.0
Wildfire risk score
56.6
Walkability (1 to 20)
12.9
Road, rail and air noise
53 dB
Questions people ask
Is Westchester County, NY overvalued?
Home prices in Westchester County, NY are slightly above what local incomes have historically supported: fair value is about $809,296, so the area is 8.5% overvalued.
Is Westchester County, NY a buyer's or seller's market?
Westchester County, NY is a balanced market: homes take about 53 days to sell, listings are up 10% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Westchester County, NY?
Home values in Westchester County, NY are up 7.8% over the last year. Zillow's forecast for the next 12 months is +2.8%.
How much do you need to earn to buy a home in Westchester County, NY?
A household needs about $190,274 a year to afford the typical home in Westchester County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $117,896.