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Nassau County, NY housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$851,504+5.8% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$184,588About 1.3× the local median income ($141,824): a stretch for a typical household
Days on market59 daysAbout the same pace as a year ago
Next 12 months+2.8%Zillow expects prices to rise slightly

The typical home in Nassau County, NY is worth $851,504, up 5.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $770,918, so the area is 10.5% overvalued. It is a seller's market: homes take about 59 days to sell, listings are up 6% from a year ago, 13% of listings have had a price cut. Zillow expects prices to rise about 2.8% over the next year. A household needs about $184,588 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $141,824. Typical rent is $3,646 a month, or $3,562 for a house. In the latest IRS figures, 5,897 more people moved out than in.

Home value over time

$0K$100K$200K$300K$400K$500K$600K$700K$800K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$851,504
Change in 1 year+5.8%
Overvalued %+10.5%
Show 7 more
Fair home value$770,918
Change in 5 years+29.7%
Zillow forecast, next 12 months+2.8%
Home value to income6.0×
Monthly mortgage payment (20% down)$4,615
Income needed to afford it$184,588
Property tax rate1.46%

Rent and investing

Typical rent$3,646
Typical rent for houses$3,562
Price-to-rent ratio19.5×
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HUD Fair Market Rent, 2 bedrooms$2,689
Gross rental yield5.14%
Cap rate (estimate)3.34%

Market activity

Listings vs a year ago+5.5%
Days on market59
Listings with a price cut13.4%
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Homes for sale2,605
Pending sales per 100 listings58
Asking price per sq ft$547

People and jobs

Median household income$141,824
Population change (1 year)+0.1%
Unemployment rate4.8%
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Population1,398,939
Income adjusted for cost of living$125,954
Net moves in (IRS)−5,897
Cost of living (US = 100)112.6

Schools, risk and environment

School rating (1 to 10)8.1
FEMA hazard risk score (0 to 100)97.1
Unhealthy air days a year0
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Flood risk score98.4
Wildfire risk score43.6
Walkability (1 to 20)14.0
Road, rail and air noise52 dB

Questions people ask

Is Nassau County, NY overvalued?
Home prices in Nassau County, NY are well above what local incomes have historically supported: fair value is about $770,918, so the area is 10.5% overvalued.
Is Nassau County, NY a buyer's or seller's market?
Nassau County, NY is a seller's market: homes take about 59 days to sell, listings are up 6% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Nassau County, NY?
Home values in Nassau County, NY are up 5.8% over the last year. Zillow's forecast for the next 12 months is +2.8%.
How much do you need to earn to buy a home in Nassau County, NY?
A household needs about $184,588 a year to afford the typical home in Nassau County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $141,824.

Nearby and similar counties

ZIP codes in Nassau County (open on the map)

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