Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$579,852+3.1% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$125,700About 1.1× the local median income ($113,828): a stretch for a typical household
Days on market50 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.8%Zillow expects prices to rise slightly
The typical home in Middlesex County, NJ is worth $579,852, up 3.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $526,767, so the area is 10.1% overvalued. It is a balanced market: homes take about 50 days to sell, listings are up 40% from a year ago, 15% of listings have had a price cut. Zillow expects prices to rise about 2.8% over the next year. A household needs about $125,700 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $113,828. Typical rent is $2,554 a month, or $2,495 for a house. In the latest IRS figures, 5,702 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$579,852
Change in 1 year
+3.1%
Overvalued %
+10.1%
Show 7 more
Fair home value
$526,767
Change in 5 years
+34.8%
Zillow forecast, next 12 months
+2.8%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$3,142
Income needed to afford it
$125,700
Property tax rate
2.10%
Rent and investing
Typical rent
$2,554
Typical rent for houses
$2,495
Price-to-rent ratio
18.9×
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HUD Fair Market Rent, 2 bedrooms
$2,623
Gross rental yield
5.28%
Cap rate (estimate)
3.44%
Market activity
Listings vs a year ago
+40.0%
Days on market
50
Listings with a price cut
15.4%
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Homes for sale
1,806
Pending sales per 100 listings
49
Asking price per sq ft
$347
People and jobs
Median household income
$113,828
Population change (1 year)
+0.2%
Unemployment rate
6.7%
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Population
883,335
Income adjusted for cost of living
$101,091
Net moves in (IRS)
−5,702
Cost of living (US = 100)
112.6
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
97.8
Unhealthy air days a year
1
Show 4 more
Flood risk score
98.9
Wildfire risk score
79.7
Walkability (1 to 20)
11.6
Road, rail and air noise
53 dB
Questions people ask
Is Middlesex County, NJ overvalued?
Home prices in Middlesex County, NJ are well above what local incomes have historically supported: fair value is about $526,767, so the area is 10.1% overvalued.
Is Middlesex County, NJ a buyer's or seller's market?
Middlesex County, NJ is a balanced market: homes take about 50 days to sell, listings are up 40% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Middlesex County, NJ?
Home values in Middlesex County, NJ are up 3.1% over the last year. Zillow's forecast for the next 12 months is +2.8%.
How much do you need to earn to buy a home in Middlesex County, NJ?
A household needs about $125,700 a year to afford the typical home in Middlesex County, NJ at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $113,828.