Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$225,973+5.9% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$48,986About 0.7× the local median income ($68,055): affordable for a typical household
Days on market38 daysFaster than a year ago: sellers have the edge
The typical home in Seneca County, NY is worth $225,973, up 5.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $191,909, so the area is 17.7% overvalued. It is a seller's market: homes take about 38 days to sell, listings are up 9% from a year ago, 17% of listings have had a price cut. A household needs about $48,986 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,055. Typical rent is $1,325 a month. In the latest IRS figures, 13 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$225,973
Change in 1 year
+5.9%
Overvalued %
+17.7%
Show 6 more
Fair home value
$191,909
Change in 5 years
+33.4%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,225
Income needed to afford it
$48,986
Property tax rate
2.19%
Rent and investing
Typical rent
$1,325
Price-to-rent ratio
14.2×
HUD Fair Market Rent, 2 bedrooms
$1,145
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Gross rental yield
7.04%
Cap rate (estimate)
4.57%
Market activity
Listings vs a year ago
+9.4%
Days on market
38
Listings with a price cut
17.3%
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Homes for sale
58
Pending sales per 100 listings
126
Asking price per sq ft
$172
People and jobs
Median household income
$68,055
Population change (1 year)
+0.6%
Unemployment rate
4.5%
Show 4 more
Population
32,883
Income adjusted for cost of living
$74,296
Net moves in (IRS)
−13
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
3.2
FEMA hazard risk score (0 to 100)
41.8
Flood risk score
63.6
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Wildfire risk score
25.8
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Seneca County, NY overvalued?
Home prices in Seneca County, NY are well above what local incomes have historically supported: fair value is about $191,909, so the area is 17.7% overvalued.
Is Seneca County, NY a buyer's or seller's market?
Seneca County, NY is a seller's market: homes take about 38 days to sell, listings are up 9% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Seneca County, NY?
Home values in Seneca County, NY are up 5.9% over the last year.
How much do you need to earn to buy a home in Seneca County, NY?
A household needs about $48,986 a year to afford the typical home in Seneca County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,055.