Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$227,342+5.7% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$49,283About 0.7× the local median income ($72,993): affordable for a typical household
Days on market38 daysFaster than a year ago: sellers have the edge
The typical home in Genesee County, NY is worth $227,342, up 5.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $194,070, so the area is 17.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 38 days to sell, listings are up 24% from a year ago, 15% of listings have had a price cut. A household needs about $49,283 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,993. In the latest IRS figures, 168 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$227,342
Change in 1 year
+5.7%
Overvalued %
+17.1%
Show 6 more
Fair home value
$194,070
Change in 5 years
+31.3%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$1,232
Income needed to afford it
$49,283
Property tax rate
2.41%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,113
Market activity
Listings vs a year ago
+23.8%
Days on market
38
Listings with a price cut
15.2%
Show 3 more
Homes for sale
78
Pending sales per 100 listings
99
Asking price per sq ft
$146
People and jobs
Median household income
$72,993
Population change (1 year)
−0.0%
Unemployment rate
4.6%
Show 4 more
Population
58,416
Income adjusted for cost of living
$79,687
Net moves in (IRS)
+168
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
56.1
Flood risk score
71.1
Show 3 more
Wildfire risk score
18.4
Walkability (1 to 20)
5.7
Road, rail and air noise
53 dB
Questions people ask
Is Genesee County, NY overvalued?
Home prices in Genesee County, NY are well above what local incomes have historically supported: fair value is about $194,070, so the area is 17.1% overvalued.
Is Genesee County, NY a buyer's or seller's market?
Genesee County, NY is a balanced market, leaning toward sellers: homes take about 38 days to sell, listings are up 24% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Genesee County, NY?
Home values in Genesee County, NY are up 5.7% over the last year.
How much do you need to earn to buy a home in Genesee County, NY?
A household needs about $49,283 a year to afford the typical home in Genesee County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,993.