Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$230,451+6.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$49,957About 0.7× the local median income ($69,302): affordable for a typical household
Days on market67 daysFaster than a year ago: sellers have the edge
The typical home in Clinton County, NY is worth $230,451, up 6.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $202,467, so the area is 13.8% overvalued. It is a balanced market: homes take about 67 days to sell, listings are up 43% from a year ago, 20% of listings have had a price cut. A household needs about $49,957 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,302. Typical rent is $1,279 a month. In the latest IRS figures, 166 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$230,451
Change in 1 year
+6.0%
Overvalued %
+13.8%
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Fair home value
$202,467
Change in 5 years
+31.8%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,249
Income needed to afford it
$49,957
Property tax rate
2.00%
Rent and investing
Typical rent
$1,279
Price-to-rent ratio
15.0×
HUD Fair Market Rent, 2 bedrooms
$1,205
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Gross rental yield
6.66%
Cap rate (estimate)
4.33%
Market activity
Listings vs a year ago
+43.2%
Days on market
67
Listings with a price cut
20.4%
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Homes for sale
209
Pending sales per 100 listings
50
Asking price per sq ft
$156
People and jobs
Median household income
$69,302
Population change (1 year)
+0.4%
Unemployment rate
4.1%
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Population
78,138
Income adjusted for cost of living
$75,657
Net moves in (IRS)
−166
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
4.6
FEMA hazard risk score (0 to 100)
68.8
Flood risk score
82.4
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Wildfire risk score
24.2
Walkability (1 to 20)
5.5
Road, rail and air noise
54 dB
Questions people ask
Is Clinton County, NY overvalued?
Home prices in Clinton County, NY are well above what local incomes have historically supported: fair value is about $202,467, so the area is 13.8% overvalued.
Is Clinton County, NY a buyer's or seller's market?
Clinton County, NY is a balanced market: homes take about 67 days to sell, listings are up 43% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Clinton County, NY?
Home values in Clinton County, NY are up 6.0% over the last year.
How much do you need to earn to buy a home in Clinton County, NY?
A household needs about $49,957 a year to afford the typical home in Clinton County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,302.