Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$149,753+6.4% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$32,463About 0.5× the local median income ($62,800): affordable for a typical household
Days on market83 daysAbout the same pace as a year ago
The typical home in Saint Lawrence County, NY is worth $149,753, up 6.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $134,781, so the area is 11.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 83 days to sell, listings are up 24% from a year ago, 17% of listings have had a price cut. A household needs about $32,463 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,800. Typical rent is $1,239 a month. In the latest IRS figures, 139 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$149,753
Change in 1 year
+6.4%
Overvalued %
+11.1%
Show 6 more
Fair home value
$134,781
Change in 5 years
+30.0%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$812
Income needed to afford it
$32,463
Property tax rate
2.33%
Rent and investing
Typical rent
$1,239
Price-to-rent ratio
10.1×
HUD Fair Market Rent, 2 bedrooms
$1,041
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Gross rental yield
9.93%
Cap rate (estimate)
6.45%
Market activity
Listings vs a year ago
+24.2%
Days on market
83
Listings with a price cut
17.1%
Show 3 more
Homes for sale
436
Pending sales per 100 listings
41
Asking price per sq ft
$121
People and jobs
Median household income
$62,800
Population change (1 year)
−0.6%
Unemployment rate
5.3%
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Population
105,488
Income adjusted for cost of living
$68,559
Net moves in (IRS)
−139
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
77.9
Flood risk score
85.0
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Wildfire risk score
33.1
Walkability (1 to 20)
5.7
Road, rail and air noise
53 dB
Questions people ask
Is Saint Lawrence County, NY overvalued?
Home prices in Saint Lawrence County, NY are well above what local incomes have historically supported: fair value is about $134,781, so the area is 11.1% overvalued.
Is Saint Lawrence County, NY a buyer's or seller's market?
Saint Lawrence County, NY is a balanced market, leaning toward sellers: homes take about 83 days to sell, listings are up 24% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Saint Lawrence County, NY?
Home values in Saint Lawrence County, NY are up 6.4% over the last year.
How much do you need to earn to buy a home in Saint Lawrence County, NY?
A household needs about $32,463 a year to afford the typical home in Saint Lawrence County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,800.