Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$180,657+4.8% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$39,163About 0.7× the local median income ($60,051): affordable for a typical household
Days on market69 daysSlower than a year ago: buyers have time to negotiate
The typical home in Chautauqua County, NY is worth $180,657, up 4.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $146,423, so the area is 23.4% overvalued. It is a balanced market, leaning toward sellers: homes take about 69 days to sell, listings are up 21% from a year ago, 14% of listings have had a price cut. A household needs about $39,163 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,051. Typical rent is $1,078 a month. In the latest IRS figures, 56 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$180,657
Change in 1 year
+4.8%
Overvalued %
+23.4%
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Fair home value
$146,423
Change in 5 years
+37.5%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$979
Income needed to afford it
$39,163
Property tax rate
2.27%
Rent and investing
Typical rent
$1,078
Price-to-rent ratio
14.0×
HUD Fair Market Rent, 2 bedrooms
$1,014
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Gross rental yield
7.16%
Cap rate (estimate)
4.65%
Market activity
Listings vs a year ago
+21.2%
Days on market
69
Listings with a price cut
13.8%
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Homes for sale
394
Pending sales per 100 listings
86
Asking price per sq ft
$142
People and jobs
Median household income
$60,051
Population change (1 year)
−0.5%
Unemployment rate
5.9%
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Population
124,126
Income adjusted for cost of living
$65,558
Net moves in (IRS)
−56
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
4.7
FEMA hazard risk score (0 to 100)
84.6
Unhealthy air days a year
1
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Flood risk score
91.3
Wildfire risk score
43.1
Walkability (1 to 20)
6.9
Road, rail and air noise
53 dB
Questions people ask
Is Chautauqua County, NY overvalued?
Home prices in Chautauqua County, NY are well above what local incomes have historically supported: fair value is about $146,423, so the area is 23.4% overvalued.
Is Chautauqua County, NY a buyer's or seller's market?
Chautauqua County, NY is a balanced market, leaning toward sellers: homes take about 69 days to sell, listings are up 21% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Chautauqua County, NY?
Home values in Chautauqua County, NY are up 4.8% over the last year.
How much do you need to earn to buy a home in Chautauqua County, NY?
A household needs about $39,163 a year to afford the typical home in Chautauqua County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,051.