Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$144,463+1.5% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$31,316About 0.6× the local median income ($53,508): affordable for a typical household
Days on market77 daysAbout the same pace as a year ago
The typical home in Roosevelt County, NM is worth $144,463, up 1.5% from a year ago. That is well below what local incomes have historically supported: fair value is about $193,537, so the area is 25.4% undervalued. It is a balanced market: homes take about 77 days to sell, listings are down 41% from a year ago, 20% of listings have had a price cut. A household needs about $31,316 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,508. Typical rent is $1,008 a month. In the latest IRS figures, 14 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$144,463
Change in 1 year
+1.5%
Overvalued %
−25.4%
Show 6 more
Fair home value
$193,537
Change in 5 years
+4.1%
Home value to income
2.7×
Monthly mortgage payment (20% down)
$783
Income needed to afford it
$31,316
Property tax rate
0.45%
Rent and investing
Typical rent
$1,008
Price-to-rent ratio
11.9×
HUD Fair Market Rent, 2 bedrooms
$1,014
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Gross rental yield
8.37%
Cap rate (estimate)
5.44%
Market activity
Listings vs a year ago
−41.2%
Days on market
77
Listings with a price cut
20.0%
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Homes for sale
47
Pending sales per 100 listings
19
Asking price per sq ft
$118
People and jobs
Median household income
$53,508
Population change (1 year)
−0.9%
Unemployment rate
5.4%
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Population
18,615
Income adjusted for cost of living
$62,291
Net moves in (IRS)
−14
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
84.1
Flood risk score
83.7
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Wildfire risk score
98.6
Walkability (1 to 20)
6.7
Road, rail and air noise
52 dB
Questions people ask
Is Roosevelt County, NM overvalued?
Home prices in Roosevelt County, NM are well below what local incomes have historically supported: fair value is about $193,537, so the area is 25.4% undervalued.
Is Roosevelt County, NM a buyer's or seller's market?
Roosevelt County, NM is a balanced market: homes take about 77 days to sell, listings are down 41% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Roosevelt County, NM?
Home values in Roosevelt County, NM are up 1.5% over the last year.
How much do you need to earn to buy a home in Roosevelt County, NM?
A household needs about $31,316 a year to afford the typical home in Roosevelt County, NM at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,508.