Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$159,086+8.5% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 7% have cut their price
Income needed to buy, per year$34,486About 0.7× the local median income ($49,500): affordable for a typical household
Days on market108 daysAbout the same pace as a year ago
The typical home in Cibola County, NM is worth $159,086, up 8.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $142,665, so the area is 11.5% overvalued. It is a balanced market, leaning toward sellers: homes take about 108 days to sell, listings are down 16% from a year ago, 7% of listings have had a price cut. A household needs about $34,486 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,500. In the latest IRS figures, 38 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$159,086
Change in 1 year
+8.5%
Overvalued %
+11.5%
Show 6 more
Fair home value
$142,665
Change in 5 years
+30.0%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$862
Income needed to afford it
$34,486
Property tax rate
0.80%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,022
Market activity
Listings vs a year ago
−15.5%
Days on market
108
Listings with a price cut
7.0%
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Homes for sale
49
Pending sales per 100 listings
18
Asking price per sq ft
$134
People and jobs
Median household income
$49,500
Population change (1 year)
+0.2%
Unemployment rate
10.5%
Show 4 more
Population
26,807
Income adjusted for cost of living
$57,625
Net moves in (IRS)
+38
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
58.4
Flood risk score
73.4
Show 3 more
Wildfire risk score
83.1
Walkability (1 to 20)
5.7
Road, rail and air noise
52 dB
Questions people ask
Is Cibola County, NM overvalued?
Home prices in Cibola County, NM are well above what local incomes have historically supported: fair value is about $142,665, so the area is 11.5% overvalued.
Is Cibola County, NM a buyer's or seller's market?
Cibola County, NM is a balanced market, leaning toward sellers: homes take about 108 days to sell, listings are down 16% from a year ago, 7% of listings have had a price cut.
Are home prices going down in Cibola County, NM?
Home values in Cibola County, NM are up 8.5% over the last year.
How much do you need to earn to buy a home in Cibola County, NM?
A household needs about $34,486 a year to afford the typical home in Cibola County, NM at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,500.