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Hudson County, NJ housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$636,059+1.5% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$137,884About 1.5× the local median income ($93,468): a stretch for a typical household
Days on market44 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.8%Zillow expects prices to rise slightly

The typical home in Hudson County, NJ is worth $636,059, up 1.5% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $649,719, so the area is 2.1% undervalued. It is a balanced market, leaning toward buyers: homes take about 44 days to sell, listings are up 38% from a year ago, 12% of listings have had a price cut. Zillow expects prices to rise about 2.8% over the next year. A household needs about $137,884 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $93,468. Typical rent is $3,015 a month, or $2,945 for a house. In the latest IRS figures, 11,001 more people moved out than in.

Home value over time

$0K$100K$200K$300K$400K$500K$600K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$636,059
Change in 1 year+1.5%
Overvalued %−2.1%
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Fair home value$649,719
Change in 5 years+15.5%
Zillow forecast, next 12 months+2.8%
Home value to income6.8×
Monthly mortgage payment (20% down)$3,447
Income needed to afford it$137,884
Property tax rate1.77%

Rent and investing

Typical rent$3,015
Typical rent for houses$2,945
Price-to-rent ratio17.6×
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HUD Fair Market Rent, 2 bedrooms$2,792
Gross rental yield5.69%
Cap rate (estimate)3.70%

Market activity

Listings vs a year ago+38.1%
Days on market44
Listings with a price cut12.1%
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Homes for sale1,501
Pending sales per 100 listings33
Asking price per sq ft$553

People and jobs

Median household income$93,468
Population change (1 year)+0.5%
Unemployment rate6.0%
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Population735,033
Income adjusted for cost of living$83,009
Net moves in (IRS)−11,001
Cost of living (US = 100)112.6

Schools, risk and environment

School rating (1 to 10)4.5
FEMA hazard risk score (0 to 100)97.2
Unhealthy air days a year3
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Flood risk score98.6
Wildfire risk score4.5
Walkability (1 to 20)14.5
Road, rail and air noise52 dB

Questions people ask

Is Hudson County, NJ overvalued?
Home prices in Hudson County, NJ are slightly below what local incomes have historically supported: fair value is about $649,719, so the area is 2.1% undervalued.
Is Hudson County, NJ a buyer's or seller's market?
Hudson County, NJ is a balanced market, leaning toward buyers: homes take about 44 days to sell, listings are up 38% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Hudson County, NJ?
Home values in Hudson County, NJ are up 1.5% over the last year. Zillow's forecast for the next 12 months is +2.8%.
How much do you need to earn to buy a home in Hudson County, NJ?
A household needs about $137,884 a year to afford the typical home in Hudson County, NJ at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $93,468.

Nearby and similar counties

ZIP codes in Hudson County (open on the map)

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