Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$435,927+0.7% YoY · prices are rising
Market right nowSeller's marketFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$94,500About 1.2× the local median income ($79,480): a stretch for a typical household
Days on market72 daysFaster than a year ago: sellers have the edge
Next 12 months+1.8%Zillow expects prices to rise slightly
The typical home in Pender County, NC is worth $435,927, up 0.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $424,899, so the area is 2.6% overvalued. It is a seller's market: homes take about 72 days to sell, listings are down 3% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 1.8% over the next year. A household needs about $94,500 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,480. Typical rent is $1,973 a month, or $2,450 for a house. In the latest IRS figures, 2,020 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$435,927
Change in 1 year
+0.7%
Overvalued %
+2.6%
Show 7 more
Fair home value
$424,899
Change in 5 years
+23.9%
Zillow forecast, next 12 months
+1.8%
Home value to income
5.5×
Monthly mortgage payment (20% down)
$2,362
Income needed to afford it
$94,500
Property tax rate
0.63%
Rent and investing
Typical rent
$1,973
Typical rent for houses
$2,450
Price-to-rent ratio
18.4×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,199
Gross rental yield
5.43%
Cap rate (estimate)
3.53%
Market activity
Listings vs a year ago
−3.2%
Days on market
72
Listings with a price cut
19.0%
Show 3 more
Homes for sale
419
Pending sales per 100 listings
44
Asking price per sq ft
$254
People and jobs
Median household income
$79,480
Population change (1 year)
+2.8%
Unemployment rate
4.8%
Show 4 more
Population
72,111
Income adjusted for cost of living
$82,448
Net moves in (IRS)
+2,020
Cost of living (US = 100)
96.4
Schools, risk and environment
School rating (1 to 10)
7.0
FEMA hazard risk score (0 to 100)
86.9
Flood risk score
81.6
Show 3 more
Wildfire risk score
86.9
Walkability (1 to 20)
5.9
Road, rail and air noise
54 dB
Questions people ask
Is Pender County, NC overvalued?
Home prices in Pender County, NC are slightly above what local incomes have historically supported: fair value is about $424,899, so the area is 2.6% overvalued.
Is Pender County, NC a buyer's or seller's market?
Pender County, NC is a seller's market: homes take about 72 days to sell, listings are down 3% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Pender County, NC?
Home values in Pender County, NC are up 0.7% over the last year. Zillow's forecast for the next 12 months is +1.8%.
How much do you need to earn to buy a home in Pender County, NC?
A household needs about $94,500 a year to afford the typical home in Pender County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,480.