Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$447,841−0.3% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$97,083About 1.6× the local median income ($62,044): hard to afford
Days on market104 daysSlower than a year ago: buyers have time to negotiate
The typical home in Jackson County, NC is worth $447,841, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $409,415, so the area is 9.4% overvalued. It is a buyer's market: homes take about 104 days to sell, listings are up 6% from a year ago, 12% of listings have had a price cut. A household needs about $97,083 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,044. Typical rent is $1,385 a month. In the latest IRS figures, 222 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$447,841
Change in 1 year
−0.3%
Overvalued %
+9.4%
Show 6 more
Fair home value
$409,415
Change in 5 years
+24.0%
Home value to income
7.2×
Monthly mortgage payment (20% down)
$2,427
Income needed to afford it
$97,083
Property tax rate
0.34%
Rent and investing
Typical rent
$1,385
Price-to-rent ratio
26.9×
HUD Fair Market Rent, 2 bedrooms
$1,039
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Gross rental yield
3.71%
Cap rate (estimate)
2.41%
Market activity
Listings vs a year ago
+5.8%
Days on market
104
Listings with a price cut
12.0%
Show 3 more
Homes for sale
475
Pending sales per 100 listings
21
Asking price per sq ft
$294
People and jobs
Median household income
$62,044
Population change (1 year)
+0.1%
Unemployment rate
4.9%
Show 4 more
Population
45,039
Income adjusted for cost of living
$70,186
Net moves in (IRS)
+222
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
80.5
Unhealthy air days a year
0
Show 4 more
Flood risk score
83.2
Wildfire risk score
46.3
Walkability (1 to 20)
6.1
Road, rail and air noise
55 dB
Questions people ask
Is Jackson County, NC overvalued?
Home prices in Jackson County, NC are slightly above what local incomes have historically supported: fair value is about $409,415, so the area is 9.4% overvalued.
Is Jackson County, NC a buyer's or seller's market?
Jackson County, NC is a buyer's market: homes take about 104 days to sell, listings are up 6% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Jackson County, NC?
Home values in Jackson County, NC are down 0.3% over the last year.
How much do you need to earn to buy a home in Jackson County, NC?
A household needs about $97,083 a year to afford the typical home in Jackson County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,044.