Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$422,515−1.7% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$91,592About 1.3× the local median income ($72,820): a stretch for a typical household
Days on market82 daysSlower than a year ago: buyers have time to negotiate
Next 12 months−0.8%Zillow expects prices to dip slightly
The typical home in Henderson County, NC is worth $422,515, down 1.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $382,371, so the area is 10.5% overvalued. It is a buyer's market: homes take about 82 days to sell, listings are up 0% from a year ago, 26% of listings have had a price cut. Zillow expects prices to fall about 0.8% over the next year. A household needs about $91,592 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,820. Typical rent is $1,823 a month, or $2,390 for a house. In the latest IRS figures, 905 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$422,515
Change in 1 year
−1.7%
Overvalued %
+10.5%
Show 7 more
Fair home value
$382,371
Change in 5 years
+20.2%
Zillow forecast, next 12 months
−0.8%
Home value to income
5.8×
Monthly mortgage payment (20% down)
$2,290
Income needed to afford it
$91,592
Property tax rate
0.52%
Rent and investing
Typical rent
$1,823
Typical rent for houses
$2,390
Price-to-rent ratio
19.3×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,866
Gross rental yield
5.18%
Cap rate (estimate)
3.37%
Market activity
Listings vs a year ago
+0.2%
Days on market
82
Listings with a price cut
25.5%
Show 3 more
Homes for sale
843
Pending sales per 100 listings
28
Asking price per sq ft
$264
People and jobs
Median household income
$72,820
Population change (1 year)
+0.9%
Unemployment rate
3.5%
Show 4 more
Population
122,375
Income adjusted for cost of living
$75,461
Net moves in (IRS)
+905
Cost of living (US = 100)
96.5
Schools, risk and environment
School rating (1 to 10)
6.9
FEMA hazard risk score (0 to 100)
83.8
Flood risk score
84.0
Show 3 more
Wildfire risk score
45.3
Walkability (1 to 20)
6.7
Road, rail and air noise
54 dB
Questions people ask
Is Henderson County, NC overvalued?
Home prices in Henderson County, NC are well above what local incomes have historically supported: fair value is about $382,371, so the area is 10.5% overvalued.
Is Henderson County, NC a buyer's or seller's market?
Henderson County, NC is a buyer's market: homes take about 82 days to sell, listings are up 0% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Henderson County, NC?
Home values in Henderson County, NC are down 1.7% over the last year. Zillow's forecast for the next 12 months is −0.8%.
How much do you need to earn to buy a home in Henderson County, NC?
A household needs about $91,592 a year to afford the typical home in Henderson County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,820.