Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$338,535−3.0% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$73,387About 1.1× the local median income ($65,113): a stretch for a typical household
Days on market95 daysSlower than a year ago: buyers have time to negotiate
The typical home in Haywood County, NC is worth $338,535, down 3.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $311,667, so the area is 8.6% overvalued. It is a buyer's market: homes take about 95 days to sell, listings are up 3% from a year ago, 25% of listings have had a price cut. A household needs about $73,387 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,113. Typical rent is $1,568 a month. In the latest IRS figures, 691 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$338,535
Change in 1 year
−3.0%
Overvalued %
+8.6%
Show 6 more
Fair home value
$311,667
Change in 5 years
+17.5%
Home value to income
5.2×
Monthly mortgage payment (20% down)
$1,835
Income needed to afford it
$73,387
Property tax rate
0.57%
Rent and investing
Typical rent
$1,568
Price-to-rent ratio
18.0×
HUD Fair Market Rent, 2 bedrooms
$1,250
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Gross rental yield
5.56%
Cap rate (estimate)
3.61%
Market activity
Listings vs a year ago
+3.1%
Days on market
95
Listings with a price cut
24.9%
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Homes for sale
534
Pending sales per 100 listings
26
Asking price per sq ft
$272
People and jobs
Median household income
$65,113
Population change (1 year)
+0.2%
Unemployment rate
3.1%
Show 4 more
Population
63,369
Income adjusted for cost of living
$73,657
Net moves in (IRS)
+691
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
8.0
FEMA hazard risk score (0 to 100)
77.2
Unhealthy air days a year
0
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Flood risk score
83.6
Wildfire risk score
58.7
Walkability (1 to 20)
6.3
Road, rail and air noise
55 dB
Questions people ask
Is Haywood County, NC overvalued?
Home prices in Haywood County, NC are slightly above what local incomes have historically supported: fair value is about $311,667, so the area is 8.6% overvalued.
Is Haywood County, NC a buyer's or seller's market?
Haywood County, NC is a buyer's market: homes take about 95 days to sell, listings are up 3% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Haywood County, NC?
Home values in Haywood County, NC are down 3.0% over the last year.
How much do you need to earn to buy a home in Haywood County, NC?
A household needs about $73,387 a year to afford the typical home in Haywood County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,113.