Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$207,281+7.4% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$44,934About 0.8× the local median income ($58,849): affordable for a typical household
Days on market77 daysSlower than a year ago: buyers have time to negotiate
The typical home in Union County, MS is worth $207,281, up 7.4% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $208,721, so the area is 0.7% undervalued. It is a balanced market: homes take about 77 days to sell, listings are up 16% from a year ago, 12% of listings have had a price cut. A household needs about $44,934 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,849. In the latest IRS figures, 47 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$207,281
Change in 1 year
+7.4%
Overvalued %
−0.7%
Show 6 more
Fair home value
$208,721
Change in 5 years
+11.1%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,123
Income needed to afford it
$44,934
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$905
Market activity
Listings vs a year ago
+16.2%
Days on market
77
Listings with a price cut
11.9%
Show 3 more
Homes for sale
86
Pending sales per 100 listings
28
Asking price per sq ft
$169
People and jobs
Median household income
$58,849
Population change (1 year)
+0.3%
Unemployment rate
4.5%
Show 4 more
Population
28,459
Income adjusted for cost of living
$70,394
Net moves in (IRS)
−47
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
9.3
FEMA hazard risk score (0 to 100)
43.5
Flood risk score
38.1
Show 3 more
Wildfire risk score
47.3
Walkability (1 to 20)
4.0
Road, rail and air noise
53 dB
Questions people ask
Is Union County, MS overvalued?
Home prices in Union County, MS are slightly below what local incomes have historically supported: fair value is about $208,721, so the area is 0.7% undervalued.
Is Union County, MS a buyer's or seller's market?
Union County, MS is a balanced market: homes take about 77 days to sell, listings are up 16% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Union County, MS?
Home values in Union County, MS are up 7.4% over the last year.
How much do you need to earn to buy a home in Union County, MS?
A household needs about $44,934 a year to afford the typical home in Union County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,849.