Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$187,535+3.4% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$40,654About 0.7× the local median income ($56,293): affordable for a typical household
Days on market85 daysSlower than a year ago: buyers have time to negotiate
The typical home in Lowndes County, MS is worth $187,535, up 3.4% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $187,736, so the area is 0.1% undervalued. It is a buyer's market: homes take about 85 days to sell, listings are up 29% from a year ago, 22% of listings have had a price cut. A household needs about $40,654 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,293. Typical rent is $1,403 a month. In the latest IRS figures, 173 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$187,535
Change in 1 year
+3.4%
Overvalued %
−0.1%
Show 6 more
Fair home value
$187,736
Change in 5 years
+15.2%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,016
Income needed to afford it
$40,654
Property tax rate
0.60%
Rent and investing
Typical rent
$1,403
Price-to-rent ratio
11.1×
HUD Fair Market Rent, 2 bedrooms
$931
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Gross rental yield
8.98%
Cap rate (estimate)
5.84%
Market activity
Listings vs a year ago
+28.8%
Days on market
85
Listings with a price cut
21.5%
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Homes for sale
206
Pending sales per 100 listings
8
Asking price per sq ft
$126
People and jobs
Median household income
$56,293
Population change (1 year)
+0.2%
Unemployment rate
6.3%
Show 4 more
Population
57,346
Income adjusted for cost of living
$67,336
Net moves in (IRS)
−173
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
80.9
Flood risk score
78.1
Show 3 more
Wildfire risk score
36.9
Walkability (1 to 20)
6.4
Road, rail and air noise
53 dB
Questions people ask
Is Lowndes County, MS overvalued?
Home prices in Lowndes County, MS are slightly below what local incomes have historically supported: fair value is about $187,736, so the area is 0.1% undervalued.
Is Lowndes County, MS a buyer's or seller's market?
Lowndes County, MS is a buyer's market: homes take about 85 days to sell, listings are up 29% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Lowndes County, MS?
Home values in Lowndes County, MS are up 3.4% over the last year.
How much do you need to earn to buy a home in Lowndes County, MS?
A household needs about $40,654 a year to afford the typical home in Lowndes County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,293.