Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$175,987−6.7% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$38,150About 0.7× the local median income ($55,737): affordable for a typical household
Days on market66 daysFaster than a year ago: sellers have the edge
The typical home in Carroll County, MS is worth $175,987, down 6.7% from a year ago. That is well below what local incomes have historically supported: fair value is about $230,869, so the area is 23.8% undervalued. It is a buyer's market: homes take about 66 days to sell, listings are up 12% from a year ago, 0% of listings have had a price cut. A household needs about $38,150 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,737. In the latest IRS figures, 82 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$175,987
Change in 1 year
−6.7%
Overvalued %
−23.8%
Show 6 more
Fair home value
$230,869
Change in 5 years
−17.4%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$954
Income needed to afford it
$38,150
Property tax rate
0.53%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$905
Market activity
Listings vs a year ago
+12.5%
Days on market
66
Listings with a price cut
0.0%
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Homes for sale
18
Pending sales per 100 listings
28
Asking price per sq ft
$103
People and jobs
Median household income
$55,737
Population change (1 year)
−1.7%
Unemployment rate
1.6%
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Population
9,226
Income adjusted for cost of living
$66,671
Net moves in (IRS)
−82
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
2.5
FEMA hazard risk score (0 to 100)
23.3
Flood risk score
20.4
Show 3 more
Wildfire risk score
47.1
Walkability (1 to 20)
3.3
Road, rail and air noise
54 dB
Questions people ask
Is Carroll County, MS overvalued?
Home prices in Carroll County, MS are well below what local incomes have historically supported: fair value is about $230,869, so the area is 23.8% undervalued.
Is Carroll County, MS a buyer's or seller's market?
Carroll County, MS is a buyer's market: homes take about 66 days to sell, listings are up 12% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Carroll County, MS?
Home values in Carroll County, MS are down 6.7% over the last year.
How much do you need to earn to buy a home in Carroll County, MS?
A household needs about $38,150 a year to afford the typical home in Carroll County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,737.