Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$167,175+1.5% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$36,240About 0.6× the local median income ($57,959): affordable for a typical household
Days on market78 daysSlower than a year ago: buyers have time to negotiate
The typical home in Lincoln County, MS is worth $167,175, up 1.5% from a year ago. That is well below what local incomes have historically supported: fair value is about $196,823, so the area is 15.1% undervalued. It is a buyer's market: homes take about 78 days to sell, listings are up 34% from a year ago, 24% of listings have had a price cut. A household needs about $36,240 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,959. In the latest IRS figures, 28 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$167,175
Change in 1 year
+1.5%
Overvalued %
−15.1%
Show 6 more
Fair home value
$196,823
Change in 5 years
0.0%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$906
Income needed to afford it
$36,240
Property tax rate
0.70%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$905
Market activity
Listings vs a year ago
+34.5%
Days on market
78
Listings with a price cut
23.7%
Show 3 more
Homes for sale
78
Pending sales per 100 listings
26
Asking price per sq ft
$116
People and jobs
Median household income
$57,959
Population change (1 year)
+0.0%
Unemployment rate
3.2%
Show 4 more
Population
35,012
Income adjusted for cost of living
$69,329
Net moves in (IRS)
−28
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
5.8
FEMA hazard risk score (0 to 100)
48.4
Flood risk score
42.5
Show 3 more
Wildfire risk score
62.2
Walkability (1 to 20)
4.6
Road, rail and air noise
53 dB
Questions people ask
Is Lincoln County, MS overvalued?
Home prices in Lincoln County, MS are well below what local incomes have historically supported: fair value is about $196,823, so the area is 15.1% undervalued.
Is Lincoln County, MS a buyer's or seller's market?
Lincoln County, MS is a buyer's market: homes take about 78 days to sell, listings are up 34% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Lincoln County, MS?
Home values in Lincoln County, MS are up 1.5% over the last year.
How much do you need to earn to buy a home in Lincoln County, MS?
A household needs about $36,240 a year to afford the typical home in Lincoln County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,959.