Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$210,156+1.1% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$45,557About 0.8× the local median income ($56,958): affordable for a typical household
Days on market71 daysFaster than a year ago: sellers have the edge
The typical home in Pearl River County, MS is worth $210,156, up 1.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $199,075, so the area is 5.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are up 8% from a year ago, 23% of listings have had a price cut. A household needs about $45,557 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,958. Typical rent is $1,191 a month. In the latest IRS figures, 610 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$210,156
Change in 1 year
+1.1%
Overvalued %
+5.6%
Show 6 more
Fair home value
$199,075
Change in 5 years
+20.9%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,139
Income needed to afford it
$45,557
Property tax rate
0.65%
Rent and investing
Typical rent
$1,191
Price-to-rent ratio
14.7×
HUD Fair Market Rent, 2 bedrooms
$967
Show 2 more
Gross rental yield
6.80%
Cap rate (estimate)
4.42%
Market activity
Listings vs a year ago
+8.2%
Days on market
71
Listings with a price cut
22.9%
Show 3 more
Homes for sale
251
Pending sales per 100 listings
31
Asking price per sq ft
$162
People and jobs
Median household income
$56,958
Population change (1 year)
+0.6%
Unemployment rate
6.1%
Show 4 more
Population
59,363
Income adjusted for cost of living
$68,132
Net moves in (IRS)
+610
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
86.1
Flood risk score
73.2
Show 3 more
Wildfire risk score
90.1
Walkability (1 to 20)
5.3
Road, rail and air noise
53 dB
Questions people ask
Is Pearl River County, MS overvalued?
Home prices in Pearl River County, MS are slightly above what local incomes have historically supported: fair value is about $199,075, so the area is 5.6% overvalued.
Is Pearl River County, MS a buyer's or seller's market?
Pearl River County, MS is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are up 8% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Pearl River County, MS?
Home values in Pearl River County, MS are up 1.1% over the last year.
How much do you need to earn to buy a home in Pearl River County, MS?
A household needs about $45,557 a year to afford the typical home in Pearl River County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,958.