Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$116,968+4.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 9% have cut their price
Income needed to buy, per year$25,356About 0.5× the local median income ($52,147): affordable for a typical household
Days on market74 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.7%Zillow expects prices to rise slightly
The typical home in Scott County, MS is worth $116,968, up 4.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $135,182, so the area is 13.5% undervalued. It is a balanced market, leaning toward sellers: homes take about 74 days to sell, listings are up 50% from a year ago, 9% of listings have had a price cut. Zillow expects prices to rise about 1.7% over the next year. A household needs about $25,356 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,147. In the latest IRS figures, 246 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$116,968
Change in 1 year
+4.2%
Overvalued %
−13.5%
Show 7 more
Fair home value
$135,182
Change in 5 years
−3.2%
Zillow forecast, next 12 months
+1.7%
Home value to income
2.2×
Monthly mortgage payment (20% down)
$634
Income needed to afford it
$25,356
Property tax rate
0.67%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,026
Market activity
Listings vs a year ago
+50.0%
Days on market
74
Listings with a price cut
8.7%
Show 3 more
Homes for sale
24
Pending sales per 100 listings
54
Asking price per sq ft
$124
People and jobs
Median household income
$52,147
Population change (1 year)
+0.5%
Unemployment rate
5.5%
Show 4 more
Population
28,073
Income adjusted for cost of living
$58,592
Net moves in (IRS)
−246
Cost of living (US = 100)
89.0
Schools, risk and environment
School rating (1 to 10)
5.0
FEMA hazard risk score (0 to 100)
55.9
Flood risk score
42.0
Show 3 more
Wildfire risk score
43.0
Walkability (1 to 20)
4.5
Road, rail and air noise
52 dB
Questions people ask
Is Scott County, MS overvalued?
Home prices in Scott County, MS are well below what local incomes have historically supported: fair value is about $135,182, so the area is 13.5% undervalued.
Is Scott County, MS a buyer's or seller's market?
Scott County, MS is a balanced market, leaning toward sellers: homes take about 74 days to sell, listings are up 50% from a year ago, 9% of listings have had a price cut.
Are home prices going down in Scott County, MS?
Home values in Scott County, MS are up 4.2% over the last year. Zillow's forecast for the next 12 months is +1.7%.
How much do you need to earn to buy a home in Scott County, MS?
A household needs about $25,356 a year to afford the typical home in Scott County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,147.