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Copiah County, MS housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$126,892+1.1% YoY · prices are rising
Market right nowBalanced, leaning sellersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$27,508About 0.5× the local median income ($52,118): affordable for a typical household
Days on market72 daysAbout the same pace as a year ago
Next 12 months+1.7%Zillow expects prices to rise slightly

The typical home in Copiah County, MS is worth $126,892, up 1.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $143,133, so the area is 11.3% undervalued. It is a balanced market, leaning toward sellers: homes take about 72 days to sell, listings are up 8% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 1.7% over the next year. A household needs about $27,508 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,118. In the latest IRS figures, 144 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$126,892
Change in 1 year+1.1%
Overvalued %−11.3%
Show 7 more
Fair home value$143,133
Change in 5 years+6.3%
Zillow forecast, next 12 months+1.7%
Home value to income2.4×
Monthly mortgage payment (20% down)$688
Income needed to afford it$27,508
Property tax rate0.72%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,289

Market activity

Listings vs a year ago+7.5%
Days on market72
Listings with a price cut16.7%
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Homes for sale43
Pending sales per 100 listings44
Asking price per sq ft$112

People and jobs

Median household income$52,118
Population change (1 year)−0.5%
Unemployment rate5.8%
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Population27,497
Income adjusted for cost of living$58,560
Net moves in (IRS)−144
Cost of living (US = 100)89.0

Schools, risk and environment

School rating (1 to 10)4.2
FEMA hazard risk score (0 to 100)61.3
Flood risk score46.7
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Wildfire risk score49.6
Walkability (1 to 20)4.8
Road, rail and air noise53 dB

Questions people ask

Is Copiah County, MS overvalued?
Home prices in Copiah County, MS are well below what local incomes have historically supported: fair value is about $143,133, so the area is 11.3% undervalued.
Is Copiah County, MS a buyer's or seller's market?
Copiah County, MS is a balanced market, leaning toward sellers: homes take about 72 days to sell, listings are up 8% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Copiah County, MS?
Home values in Copiah County, MS are up 1.1% over the last year. Zillow's forecast for the next 12 months is +1.7%.
How much do you need to earn to buy a home in Copiah County, MS?
A household needs about $27,508 a year to afford the typical home in Copiah County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,118.

Nearby and similar counties

ZIP codes in Copiah County (open on the map)

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