Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$101,322−6.5% YoY · prices are falling fast
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$21,964About 0.4× the local median income ($52,695): affordable for a typical household
Days on market99 daysAbout the same pace as a year ago
The typical home in Clarke County, MS is worth $101,322, down 6.5% from a year ago. That is well below what local incomes have historically supported: fair value is about $140,171, so the area is 27.7% undervalued. It is a balanced market, leaning toward buyers: homes take about 99 days to sell, listings are down 12% from a year ago, 20% of listings have had a price cut. A household needs about $21,964 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,695. In the latest IRS figures, 37 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$101,322
Change in 1 year
−6.5%
Overvalued %
−27.7%
Show 6 more
Fair home value
$140,171
Change in 5 years
−16.2%
Home value to income
1.9×
Monthly mortgage payment (20% down)
$549
Income needed to afford it
$21,964
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$905
Market activity
Listings vs a year ago
−11.8%
Days on market
99
Listings with a price cut
20.5%
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Homes for sale
30
Pending sales per 100 listings
27
Asking price per sq ft
$107
People and jobs
Median household income
$52,695
Population change (1 year)
−0.7%
Unemployment rate
7.0%
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Population
15,102
Income adjusted for cost of living
$63,032
Net moves in (IRS)
+37
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
36.0
Flood risk score
36.7
Show 3 more
Wildfire risk score
31.2
Walkability (1 to 20)
3.7
Road, rail and air noise
53 dB
Questions people ask
Is Clarke County, MS overvalued?
Home prices in Clarke County, MS are well below what local incomes have historically supported: fair value is about $140,171, so the area is 27.7% undervalued.
Is Clarke County, MS a buyer's or seller's market?
Clarke County, MS is a balanced market, leaning toward buyers: homes take about 99 days to sell, listings are down 12% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Clarke County, MS?
Home values in Clarke County, MS are down 6.5% over the last year.
How much do you need to earn to buy a home in Clarke County, MS?
A household needs about $21,964 a year to afford the typical home in Clarke County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,695.