Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$109,360−7.6% YoY · prices are falling fast
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$23,707About 0.5× the local median income ($45,515): affordable for a typical household
Days on market99 daysAbout the same pace as a year ago
The typical home in Adams County, MS is worth $109,360, down 7.6% from a year ago. That is well below what local incomes have historically supported: fair value is about $160,527, so the area is 31.9% undervalued. It is a balanced market, leaning toward buyers: homes take about 99 days to sell, listings are down 14% from a year ago, 17% of listings have had a price cut. A household needs about $23,707 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $45,515. In the latest IRS figures, 140 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$109,360
Change in 1 year
−7.6%
Overvalued %
−31.9%
Show 6 more
Fair home value
$160,527
Change in 5 years
−24.7%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$593
Income needed to afford it
$23,707
Property tax rate
0.90%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$905
Market activity
Listings vs a year ago
−13.9%
Days on market
99
Listings with a price cut
16.8%
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Homes for sale
155
Pending sales per 100 listings
12
Asking price per sq ft
$125
People and jobs
Median household income
$45,515
Population change (1 year)
+1.0%
Unemployment rate
6.4%
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Population
30,061
Income adjusted for cost of living
$54,444
Net moves in (IRS)
−140
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
3.4
FEMA hazard risk score (0 to 100)
57.3
Flood risk score
59.0
Show 3 more
Wildfire risk score
41.1
Walkability (1 to 20)
5.7
Road, rail and air noise
53 dB
Questions people ask
Is Adams County, MS overvalued?
Home prices in Adams County, MS are well below what local incomes have historically supported: fair value is about $160,527, so the area is 31.9% undervalued.
Is Adams County, MS a buyer's or seller's market?
Adams County, MS is a balanced market, leaning toward buyers: homes take about 99 days to sell, listings are down 14% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Adams County, MS?
Home values in Adams County, MS are down 7.6% over the last year.
How much do you need to earn to buy a home in Adams County, MS?
A household needs about $23,707 a year to afford the typical home in Adams County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $45,515.