Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$204,908+8.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 12% have cut their price
Income needed to buy, per year$44,420About 0.9× the local median income ($49,849): affordable for a typical household
Days on market80 daysSlower than a year ago: buyers have time to negotiate
The typical home in Texas County, MO is worth $204,908, up 8.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $172,451, so the area is 18.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 80 days to sell, listings are down 9% from a year ago, 12% of listings have had a price cut. A household needs about $44,420 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,849. In the latest IRS figures, 152 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$204,908
Change in 1 year
+8.2%
Overvalued %
+18.8%
Show 6 more
Fair home value
$172,451
Change in 5 years
+36.2%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,110
Income needed to afford it
$44,420
Property tax rate
0.49%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
−9.2%
Days on market
80
Listings with a price cut
12.2%
Show 3 more
Homes for sale
119
Pending sales per 100 listings
22
Asking price per sq ft
$137
People and jobs
Median household income
$49,849
Population change (1 year)
+1.1%
Unemployment rate
5.1%
Show 4 more
Population
25,994
Income adjusted for cost of living
$59,415
Net moves in (IRS)
+152
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
4.2
FEMA hazard risk score (0 to 100)
62.4
Flood risk score
49.2
Show 3 more
Wildfire risk score
64.9
Walkability (1 to 20)
4.9
Road, rail and air noise
53 dB
Questions people ask
Is Texas County, MO overvalued?
Home prices in Texas County, MO are well above what local incomes have historically supported: fair value is about $172,451, so the area is 18.8% overvalued.
Is Texas County, MO a buyer's or seller's market?
Texas County, MO is a balanced market, leaning toward sellers: homes take about 80 days to sell, listings are down 9% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Texas County, MO?
Home values in Texas County, MO are up 8.2% over the last year.
How much do you need to earn to buy a home in Texas County, MO?
A household needs about $44,420 a year to afford the typical home in Texas County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,849.