Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$224,762+5.8% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$48,724About 1.0× the local median income ($48,903): affordable for a typical household
Days on market127 daysSlower than a year ago: buyers have time to negotiate
The typical home in Ozark County, MO is worth $224,762, up 5.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $200,182, so the area is 12.3% overvalued. It is a balanced market, leaning toward sellers: homes take about 127 days to sell, listings are down 6% from a year ago, 17% of listings have had a price cut. A household needs about $48,724 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,903. In the latest IRS figures, 156 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$224,762
Change in 1 year
+5.8%
Overvalued %
+12.3%
Show 6 more
Fair home value
$200,182
Change in 5 years
+38.9%
Home value to income
4.6×
Monthly mortgage payment (20% down)
$1,218
Income needed to afford it
$48,724
Property tax rate
0.44%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
−5.6%
Days on market
127
Listings with a price cut
17.4%
Show 3 more
Homes for sale
84
Pending sales per 100 listings
12
Asking price per sq ft
$199
People and jobs
Median household income
$48,903
Population change (1 year)
+0.8%
Unemployment rate
5.0%
Show 4 more
Population
9,172
Income adjusted for cost of living
$58,287
Net moves in (IRS)
+156
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
35.7
Flood risk score
42.0
Show 3 more
Wildfire risk score
60.8
Walkability (1 to 20)
4.8
Road, rail and air noise
52 dB
Questions people ask
Is Ozark County, MO overvalued?
Home prices in Ozark County, MO are well above what local incomes have historically supported: fair value is about $200,182, so the area is 12.3% overvalued.
Is Ozark County, MO a buyer's or seller's market?
Ozark County, MO is a balanced market, leaning toward sellers: homes take about 127 days to sell, listings are down 6% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Ozark County, MO?
Home values in Ozark County, MO are up 5.8% over the last year.
How much do you need to earn to buy a home in Ozark County, MO?
A household needs about $48,724 a year to afford the typical home in Ozark County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,903.