Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$229,184+5.3% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 13% have cut their price
Income needed to buy, per year$49,682About 0.9× the local median income ($53,079): affordable for a typical household
Days on market56 daysFaster than a year ago: sellers have the edge
The typical home in Cedar County, MO is worth $229,184, up 5.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $192,128, so the area is 19.3% overvalued. It is a seller's market: homes take about 56 days to sell, listings are down 10% from a year ago, 13% of listings have had a price cut. A household needs about $49,682 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,079. In the latest IRS figures, 107 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$229,184
Change in 1 year
+5.3%
Overvalued %
+19.3%
Show 6 more
Fair home value
$192,128
Change in 5 years
+44.7%
Home value to income
4.3×
Monthly mortgage payment (20% down)
$1,242
Income needed to afford it
$49,682
Property tax rate
0.62%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
−10.0%
Days on market
56
Listings with a price cut
13.3%
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Homes for sale
54
Pending sales per 100 listings
37
Asking price per sq ft
$142
People and jobs
Median household income
$53,079
Population change (1 year)
−0.3%
Unemployment rate
2.6%
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Population
14,888
Income adjusted for cost of living
$63,265
Net moves in (IRS)
+107
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
4.5
FEMA hazard risk score (0 to 100)
26.0
Unhealthy air days a year
1
Show 4 more
Flood risk score
24.7
Wildfire risk score
49.4
Walkability (1 to 20)
5.4
Road, rail and air noise
53 dB
Questions people ask
Is Cedar County, MO overvalued?
Home prices in Cedar County, MO are well above what local incomes have historically supported: fair value is about $192,128, so the area is 19.3% overvalued.
Is Cedar County, MO a buyer's or seller's market?
Cedar County, MO is a seller's market: homes take about 56 days to sell, listings are down 10% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Cedar County, MO?
Home values in Cedar County, MO are up 5.3% over the last year.
How much do you need to earn to buy a home in Cedar County, MO?
A household needs about $49,682 a year to afford the typical home in Cedar County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,079.