Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$222,580+5.9% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 27% have cut their price
Income needed to buy, per year$48,251About 0.8× the local median income ($63,949): affordable for a typical household
Days on market47 daysFaster than a year ago: sellers have the edge
The typical home in Monroe County, MO is worth $222,580, up 5.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $209,742, so the area is 6.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 47 days to sell, listings are up 21% from a year ago, 27% of listings have had a price cut. A household needs about $48,251 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,949. In the latest IRS figures, 22 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$222,580
Change in 1 year
+5.9%
Overvalued %
+6.1%
Show 6 more
Fair home value
$209,742
Change in 5 years
+35.3%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,206
Income needed to afford it
$48,251
Property tax rate
0.80%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+21.1%
Days on market
47
Listings with a price cut
26.7%
Show 3 more
Homes for sale
23
Pending sales per 100 listings
39
Asking price per sq ft
$142
People and jobs
Median household income
$63,949
Population change (1 year)
+1.1%
Unemployment rate
1.8%
Show 4 more
Population
8,959
Income adjusted for cost of living
$76,221
Net moves in (IRS)
+22
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
21.2
Unhealthy air days a year
0
Show 4 more
Flood risk score
24.1
Wildfire risk score
31.9
Walkability (1 to 20)
5.7
Road, rail and air noise
52 dB
Questions people ask
Is Monroe County, MO overvalued?
Home prices in Monroe County, MO are slightly above what local incomes have historically supported: fair value is about $209,742, so the area is 6.1% overvalued.
Is Monroe County, MO a buyer's or seller's market?
Monroe County, MO is a balanced market, leaning toward buyers: homes take about 47 days to sell, listings are up 21% from a year ago, 27% of listings have had a price cut.
Are home prices going down in Monroe County, MO?
Home values in Monroe County, MO are up 5.9% over the last year.
How much do you need to earn to buy a home in Monroe County, MO?
A household needs about $48,251 a year to afford the typical home in Monroe County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,949.