Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$344,137+3.7% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$74,602About 1.1× the local median income ($67,854): a stretch for a typical household
Days on market78 daysFaster than a year ago: sellers have the edge
The typical home in Waldo County, ME is worth $344,137, up 3.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $327,629, so the area is 5.0% overvalued. It is a buyer's market: homes take about 78 days to sell, listings are up 22% from a year ago, 16% of listings have had a price cut. A household needs about $74,602 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,854. Typical rent is $1,801 a month. In the latest IRS figures, 190 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$344,137
Change in 1 year
+3.7%
Overvalued %
+5.0%
Show 6 more
Fair home value
$327,629
Change in 5 years
+20.7%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$1,865
Income needed to afford it
$74,602
Property tax rate
1.04%
Rent and investing
Typical rent
$1,801
Price-to-rent ratio
15.9×
HUD Fair Market Rent, 2 bedrooms
$1,367
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Gross rental yield
6.28%
Cap rate (estimate)
4.08%
Market activity
Listings vs a year ago
+22.2%
Days on market
78
Listings with a price cut
16.3%
Show 3 more
Homes for sale
253
Pending sales per 100 listings
12
Asking price per sq ft
$252
People and jobs
Median household income
$67,854
Population change (1 year)
+0.2%
Unemployment rate
3.7%
Show 4 more
Population
40,693
Income adjusted for cost of living
$74,076
Net moves in (IRS)
+190
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
4.1
FEMA hazard risk score (0 to 100)
40.6
Flood risk score
58.8
Show 3 more
Wildfire risk score
17.6
Walkability (1 to 20)
5.6
Road, rail and air noise
55 dB
Questions people ask
Is Waldo County, ME overvalued?
Home prices in Waldo County, ME are slightly above what local incomes have historically supported: fair value is about $327,629, so the area is 5.0% overvalued.
Is Waldo County, ME a buyer's or seller's market?
Waldo County, ME is a buyer's market: homes take about 78 days to sell, listings are up 22% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Waldo County, ME?
Home values in Waldo County, ME are up 3.7% over the last year.
How much do you need to earn to buy a home in Waldo County, ME?
A household needs about $74,602 a year to afford the typical home in Waldo County, ME at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,854.