Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$316,256+0.1% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$68,558About 1.0× the local median income ($65,487): a stretch for a typical household
Days on market70 daysSlower than a year ago: buyers have time to negotiate
The typical home in Oxford County, ME is worth $316,256, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $283,626, so the area is 11.5% overvalued. It is a buyer's market: homes take about 70 days to sell, listings are up 18% from a year ago, 18% of listings have had a price cut. A household needs about $68,558 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,487. Typical rent is $1,400 a month. In the latest IRS figures, 539 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$316,256
Change in 1 year
+0.1%
Overvalued %
+11.5%
Show 6 more
Fair home value
$283,626
Change in 5 years
+24.6%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$1,714
Income needed to afford it
$68,558
Property tax rate
0.99%
Rent and investing
Typical rent
$1,400
Price-to-rent ratio
18.8×
HUD Fair Market Rent, 2 bedrooms
$1,224
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Gross rental yield
5.31%
Cap rate (estimate)
3.45%
Market activity
Listings vs a year ago
+17.7%
Days on market
70
Listings with a price cut
18.4%
Show 3 more
Homes for sale
406
Pending sales per 100 listings
13
Asking price per sq ft
$260
People and jobs
Median household income
$65,487
Population change (1 year)
+0.6%
Unemployment rate
4.3%
Show 4 more
Population
60,346
Income adjusted for cost of living
$71,492
Net moves in (IRS)
+539
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
3.2
FEMA hazard risk score (0 to 100)
65.9
Unhealthy air days a year
3
Show 4 more
Flood risk score
73.3
Wildfire risk score
27.2
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Oxford County, ME overvalued?
Home prices in Oxford County, ME are well above what local incomes have historically supported: fair value is about $283,626, so the area is 11.5% overvalued.
Is Oxford County, ME a buyer's or seller's market?
Oxford County, ME is a buyer's market: homes take about 70 days to sell, listings are up 18% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Oxford County, ME?
Home values in Oxford County, ME are up 0.1% over the last year.
How much do you need to earn to buy a home in Oxford County, ME?
A household needs about $68,558 a year to afford the typical home in Oxford County, ME at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,487.