Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$3,186,894+9.5% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 11% have cut their price
Income needed to buy, per year$690,852About 5.9× the local median income ($117,877): hard to afford
Days on market89 daysFaster than a year ago: sellers have the edge
The typical home in Nantucket County, MA is worth $3,186,894, up 9.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $2,462,511, so the area is 29.4% overvalued. It is a balanced market, leaning toward sellers: homes take about 89 days to sell, listings are down 16% from a year ago, 11% of listings have had a price cut. A household needs about $690,852 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $117,877. In the latest IRS figures, 87 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$3,186,894
Change in 1 year
+9.5%
Overvalued %
+29.4%
Show 6 more
Fair home value
$2,462,511
Change in 5 years
+33.0%
Home value to income
27.0×
Monthly mortgage payment (20% down)
$17,271
Income needed to afford it
$690,852
Property tax rate
0.25%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$3,583
Market activity
Listings vs a year ago
−15.6%
Days on market
89
Listings with a price cut
11.2%
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Homes for sale
119
Pending sales per 100 listings
7
Asking price per sq ft
$1,906
People and jobs
Median household income
$117,877
Population change (1 year)
+0.3%
Unemployment rate
4.3%
Show 4 more
Population
14,758
Income adjusted for cost of living
$119,551
Net moves in (IRS)
−87
Cost of living (US = 100)
98.6
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
38.7
Flood risk score
70.0
Show 3 more
Wildfire risk score
13.0
Walkability (1 to 20)
13.9
Road, rail and air noise
52 dB
Questions people ask
Is Nantucket County, MA overvalued?
Home prices in Nantucket County, MA are well above what local incomes have historically supported: fair value is about $2,462,511, so the area is 29.4% overvalued.
Is Nantucket County, MA a buyer's or seller's market?
Nantucket County, MA is a balanced market, leaning toward sellers: homes take about 89 days to sell, listings are down 16% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Nantucket County, MA?
Home values in Nantucket County, MA are up 9.5% over the last year.
How much do you need to earn to buy a home in Nantucket County, MA?
A household needs about $690,852 a year to afford the typical home in Nantucket County, MA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $117,877.