Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$212,471−0.2% YoY · prices are flat
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$46,059About 0.8× the local median income ($56,626): affordable for a typical household
Days on market61 daysFaster than a year ago: sellers have the edge
The typical home in Taylor County, KY is worth $212,471, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $183,148, so the area is 16.0% overvalued. It is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are down 17% from a year ago, 24% of listings have had a price cut. A household needs about $46,059 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,626. In the latest IRS figures, 143 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$212,471
Change in 1 year
−0.2%
Overvalued %
+16.0%
Show 6 more
Fair home value
$183,148
Change in 5 years
+35.3%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,151
Income needed to afford it
$46,059
Property tax rate
0.69%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
−16.9%
Days on market
61
Listings with a price cut
24.2%
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Homes for sale
103
Pending sales per 100 listings
28
Asking price per sq ft
$148
People and jobs
Median household income
$56,626
Population change (1 year)
−0.2%
Unemployment rate
5.1%
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Population
26,763
Income adjusted for cost of living
$66,385
Net moves in (IRS)
+143
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
38.7
Flood risk score
40.6
Show 3 more
Wildfire risk score
7.7
Walkability (1 to 20)
5.8
Road, rail and air noise
55 dB
Questions people ask
Is Taylor County, KY overvalued?
Home prices in Taylor County, KY are well above what local incomes have historically supported: fair value is about $183,148, so the area is 16.0% overvalued.
Is Taylor County, KY a buyer's or seller's market?
Taylor County, KY is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are down 17% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Taylor County, KY?
Home values in Taylor County, KY are down 0.2% over the last year.
How much do you need to earn to buy a home in Taylor County, KY?
A household needs about $46,059 a year to afford the typical home in Taylor County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,626.