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Robertson County, KY housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$202,585+3.7% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 80% have cut their price
Income needed to buy, per year$43,916About 0.8× the local median income ($58,457): affordable for a typical household
Days on market103 daysAbout the same pace as a year ago

The typical home in Robertson County, KY is worth $202,585, up 3.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $168,397, so the area is 20.3% overvalued. It is a balanced market: homes take about 103 days to sell, listings are down 0% from a year ago, 80% of listings have had a price cut. A household needs about $43,916 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,457. In the latest IRS figures, 14 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$202,585
Change in 1 year+3.7%
Overvalued %+20.3%
Show 6 more
Fair home value$168,397
Change in 5 years+39.1%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,098
Income needed to afford it$43,916
Property tax rate0.54%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$909

Market activity

Listings vs a year ago0.0%
Days on market103
Listings with a price cut80.0%
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Homes for sale6
Pending sales per 100 listings50
Asking price per sq ft$87

People and jobs

Median household income$58,457
Population change (1 year)−1.1%
Unemployment rate3.8%
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Population2,325
Income adjusted for cost of living$68,531
Net moves in (IRS)+14
Cost of living (US = 100)85.3

Schools, risk and environment

School rating (1 to 10)4.0
FEMA hazard risk score (0 to 100)1.7
Flood risk score6.6
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Wildfire risk score0.7
Walkability (1 to 20)4.5
Road, rail and air noise53 dB

Questions people ask

Is Robertson County, KY overvalued?
Home prices in Robertson County, KY are well above what local incomes have historically supported: fair value is about $168,397, so the area is 20.3% overvalued.
Is Robertson County, KY a buyer's or seller's market?
Robertson County, KY is a balanced market: homes take about 103 days to sell, listings are down 0% from a year ago, 80% of listings have had a price cut.
Are home prices going down in Robertson County, KY?
Home values in Robertson County, KY are up 3.7% over the last year.
How much do you need to earn to buy a home in Robertson County, KY?
A household needs about $43,916 a year to afford the typical home in Robertson County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,457.

Nearby and similar counties

ZIP codes in Robertson County (open on the map)

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