Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$199,749−4.4% YoY · prices are falling fast
Market right nowBalanced marketFewer homes for sale than last year, 12% have cut their price
Income needed to buy, per year$43,302About 0.6× the local median income ($70,547): affordable for a typical household
Days on market71 daysFaster than a year ago: sellers have the edge
The typical home in Marshall County, KY is worth $199,749, down 4.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $194,007, so the area is 3.0% overvalued. It is a balanced market: homes take about 71 days to sell, listings are down 10% from a year ago, 12% of listings have had a price cut. A household needs about $43,302 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,547. In the latest IRS figures, 182 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$199,749
Change in 1 year
−4.4%
Overvalued %
+3.0%
Show 6 more
Fair home value
$194,007
Change in 5 years
+30.8%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$1,083
Income needed to afford it
$43,302
Property tax rate
0.72%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$918
Market activity
Listings vs a year ago
−9.5%
Days on market
71
Listings with a price cut
12.3%
Show 3 more
Homes for sale
95
Pending sales per 100 listings
27
Asking price per sq ft
$164
People and jobs
Median household income
$70,547
Population change (1 year)
+0.0%
Unemployment rate
4.5%
Show 4 more
Population
31,659
Income adjusted for cost of living
$82,705
Net moves in (IRS)
+182
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
61.9
Flood risk score
47.3
Show 3 more
Wildfire risk score
28.6
Walkability (1 to 20)
5.2
Road, rail and air noise
56 dB
Questions people ask
Is Marshall County, KY overvalued?
Home prices in Marshall County, KY are slightly above what local incomes have historically supported: fair value is about $194,007, so the area is 3.0% overvalued.
Is Marshall County, KY a buyer's or seller's market?
Marshall County, KY is a balanced market: homes take about 71 days to sell, listings are down 10% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Marshall County, KY?
Home values in Marshall County, KY are down 4.4% over the last year.
How much do you need to earn to buy a home in Marshall County, KY?
A household needs about $43,302 a year to afford the typical home in Marshall County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,547.