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Barren County, KY housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$213,505−1.8% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$46,283About 0.8× the local median income ($58,256): affordable for a typical household
Days on market78 daysSlower than a year ago: buyers have time to negotiate

The typical home in Barren County, KY is worth $213,505, down 1.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $191,240, so the area is 11.6% overvalued. It is a buyer's market: homes take about 78 days to sell, listings are up 14% from a year ago, 19% of listings have had a price cut. A household needs about $46,283 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,256. Typical rent is $999 a month. In the latest IRS figures, 102 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$213,505
Change in 1 year−1.8%
Overvalued %+11.6%
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Fair home value$191,240
Change in 5 years+23.3%
Home value to income3.7×
Monthly mortgage payment (20% down)$1,157
Income needed to afford it$46,283
Property tax rate0.68%

Rent and investing

Typical rent$999
Price-to-rent ratio17.8×
HUD Fair Market Rent, 2 bedrooms$916
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Gross rental yield5.61%
Cap rate (estimate)3.65%

Market activity

Listings vs a year ago+13.8%
Days on market78
Listings with a price cut19.1%
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Homes for sale190
Pending sales per 100 listings26
Asking price per sq ft$163

People and jobs

Median household income$58,256
Population change (1 year)+0.5%
Unemployment rate4.2%
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Population45,641
Income adjusted for cost of living$68,295
Net moves in (IRS)+102
Cost of living (US = 100)85.3

Schools, risk and environment

School rating (1 to 10)6.4
FEMA hazard risk score (0 to 100)67.9
Flood risk score67.8
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Wildfire risk score16.6
Walkability (1 to 20)5.3
Road, rail and air noise55 dB

Questions people ask

Is Barren County, KY overvalued?
Home prices in Barren County, KY are well above what local incomes have historically supported: fair value is about $191,240, so the area is 11.6% overvalued.
Is Barren County, KY a buyer's or seller's market?
Barren County, KY is a buyer's market: homes take about 78 days to sell, listings are up 14% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Barren County, KY?
Home values in Barren County, KY are down 1.8% over the last year.
How much do you need to earn to buy a home in Barren County, KY?
A household needs about $46,283 a year to afford the typical home in Barren County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,256.

Nearby and similar counties

ZIP codes in Barren County (open on the map)

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