Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$132,932−3.7% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 31% have cut their price
Income needed to buy, per year$28,817About 0.7× the local median income ($40,065): affordable for a typical household
Days on market83 daysSlower than a year ago: buyers have time to negotiate
The typical home in Knox County, KY is worth $132,932, down 3.7% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $134,864, so the area is 1.4% undervalued. It is a buyer's market: homes take about 83 days to sell, listings are up 32% from a year ago, 31% of listings have had a price cut. A household needs about $28,817 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $40,065. In the latest IRS figures, 16 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$132,932
Change in 1 year
−3.7%
Overvalued %
−1.4%
Show 6 more
Fair home value
$134,864
Change in 5 years
+20.3%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$720
Income needed to afford it
$28,817
Property tax rate
0.66%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+32.1%
Days on market
83
Listings with a price cut
31.4%
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Homes for sale
74
Pending sales per 100 listings
19
Asking price per sq ft
$136
People and jobs
Median household income
$40,065
Population change (1 year)
−0.4%
Unemployment rate
8.1%
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Population
29,532
Income adjusted for cost of living
$46,970
Net moves in (IRS)
+16
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
7.0
FEMA hazard risk score (0 to 100)
74.7
Flood risk score
71.7
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Wildfire risk score
84.7
Walkability (1 to 20)
5.3
Road, rail and air noise
55 dB
Questions people ask
Is Knox County, KY overvalued?
Home prices in Knox County, KY are slightly below what local incomes have historically supported: fair value is about $134,864, so the area is 1.4% undervalued.
Is Knox County, KY a buyer's or seller's market?
Knox County, KY is a buyer's market: homes take about 83 days to sell, listings are up 32% from a year ago, 31% of listings have had a price cut.
Are home prices going down in Knox County, KY?
Home values in Knox County, KY are down 3.7% over the last year.
How much do you need to earn to buy a home in Knox County, KY?
A household needs about $28,817 a year to afford the typical home in Knox County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $40,065.