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Hickman County, KY housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$133,731−4.2% YoY · prices are falling fast
Market right nowBuyer's marketFewer homes for sale than last year, 29% have cut their price
Income needed to buy, per year$28,990About 0.5× the local median income ($57,997): affordable for a typical household
Days on market124 daysSlower than a year ago: buyers have time to negotiate

The typical home in Hickman County, KY is worth $133,731, down 4.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $109,438, so the area is 22.2% overvalued. It is a buyer's market: homes take about 124 days to sell, listings are down 14% from a year ago, 29% of listings have had a price cut. A household needs about $28,990 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,997. In the latest IRS figures, 13 more people moved in than out.

Home value over time

$0K$10K$20K$30K$40K$50K$60K$70K$80K2005201020152020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$133,731
Change in 1 year−4.2%
Overvalued %+22.2%
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Fair home value$109,438
Change in 5 years+39.0%
Home value to income2.3×
Monthly mortgage payment (20% down)$725
Income needed to afford it$28,990
Property tax rate0.67%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$909

Market activity

Listings vs a year ago−14.3%
Days on market124
Listings with a price cut28.6%
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Homes for sale12
Pending sales per 100 listings17
Asking price per sq ft$109

People and jobs

Median household income$57,997
Population change (1 year)−0.4%
Unemployment rate3.1%
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Population4,372
Income adjusted for cost of living$67,992
Net moves in (IRS)+13
Cost of living (US = 100)85.3

Schools, risk and environment

School rating (1 to 10)6.6
FEMA hazard risk score (0 to 100)35.8
Flood risk score8.6
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Wildfire risk score2.8
Walkability (1 to 20)4.7
Road, rail and air noise53 dB

Questions people ask

Is Hickman County, KY overvalued?
Home prices in Hickman County, KY are well above what local incomes have historically supported: fair value is about $109,438, so the area is 22.2% overvalued.
Is Hickman County, KY a buyer's or seller's market?
Hickman County, KY is a buyer's market: homes take about 124 days to sell, listings are down 14% from a year ago, 29% of listings have had a price cut.
Are home prices going down in Hickman County, KY?
Home values in Hickman County, KY are down 4.2% over the last year.
How much do you need to earn to buy a home in Hickman County, KY?
A household needs about $28,990 a year to afford the typical home in Hickman County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,997.

Nearby and similar counties

ZIP codes in Hickman County (open on the map)

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