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Cherokee County, KS housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$127,211+5.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$27,577About 0.5× the local median income ($57,750): affordable for a typical household
Days on market58 daysAbout the same pace as a year ago
Next 12 months+2.8%Zillow expects prices to rise slightly

The typical home in Cherokee County, KS is worth $127,211, up 5.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $112,490, so the area is 13.1% overvalued. It is a balanced market: homes take about 58 days to sell, listings are up 11% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 2.8% over the next year. A household needs about $27,577 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,750. In the latest IRS figures, 168 more people moved in than out.

Home value over time

$0K$25K$50K$75K$100K$125K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$127,211
Change in 1 year+5.0%
Overvalued %+13.1%
Show 7 more
Fair home value$112,490
Change in 5 years+31.6%
Zillow forecast, next 12 months+2.8%
Home value to income2.2×
Monthly mortgage payment (20% down)$689
Income needed to afford it$27,577
Property tax rate1.22%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$961

Market activity

Listings vs a year ago+11.0%
Days on market58
Listings with a price cut18.9%
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Homes for sale91
Pending sales per 100 listings37
Asking price per sq ft$99

People and jobs

Median household income$57,750
Population change (1 year)−0.3%
Unemployment rate3.3%
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Population19,105
Income adjusted for cost of living$67,386
Net moves in (IRS)+168
Cost of living (US = 100)85.7

Schools, risk and environment

School rating (1 to 10)4.5
FEMA hazard risk score (0 to 100)53.7
Flood risk score54.8
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Wildfire risk score56.3
Walkability (1 to 20)5.7
Road, rail and air noise52 dB

Questions people ask

Is Cherokee County, KS overvalued?
Home prices in Cherokee County, KS are well above what local incomes have historically supported: fair value is about $112,490, so the area is 13.1% overvalued.
Is Cherokee County, KS a buyer's or seller's market?
Cherokee County, KS is a balanced market: homes take about 58 days to sell, listings are up 11% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Cherokee County, KS?
Home values in Cherokee County, KS are up 5.0% over the last year. Zillow's forecast for the next 12 months is +2.8%.
How much do you need to earn to buy a home in Cherokee County, KS?
A household needs about $27,577 a year to afford the typical home in Cherokee County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,750.

Nearby and similar counties

ZIP codes in Cherokee County (open on the map)

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