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Lincoln County, KS housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$129,123+6.7% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$27,991About 0.4× the local median income ($63,154): affordable for a typical household
Days on market52 daysFaster than a year ago: sellers have the edge

The typical home in Lincoln County, KS is worth $129,123, up 6.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $119,416, so the area is 8.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 52 days to sell, listings are up 109% from a year ago, 0% of listings have had a price cut. A household needs about $27,991 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,154. In the latest IRS figures, 58 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$129,123
Change in 1 year+6.7%
Overvalued %+8.1%
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Fair home value$119,416
Change in 5 years+30.7%
Home value to income2.0×
Monthly mortgage payment (20% down)$700
Income needed to afford it$27,991
Property tax rate1.46%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$961

Market activity

Listings vs a year ago+109.1%
Days on market52
Listings with a price cut0.0%
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Homes for sale23
Pending sales per 100 listings17
Asking price per sq ft$77

People and jobs

Median household income$63,154
Population change (1 year)−1.3%
Unemployment rate2.4%
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Population2,861
Income adjusted for cost of living$73,520
Net moves in (IRS)−58
Cost of living (US = 100)85.9

Schools, risk and environment

School rating (1 to 10)5.4
FEMA hazard risk score (0 to 100)13.5
Flood risk score15.6
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Wildfire risk score59.3
Walkability (1 to 20)5.3
Road, rail and air noise53 dB

Questions people ask

Is Lincoln County, KS overvalued?
Home prices in Lincoln County, KS are slightly above what local incomes have historically supported: fair value is about $119,416, so the area is 8.1% overvalued.
Is Lincoln County, KS a buyer's or seller's market?
Lincoln County, KS is a balanced market, leaning toward buyers: homes take about 52 days to sell, listings are up 109% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Lincoln County, KS?
Home values in Lincoln County, KS are up 6.7% over the last year.
How much do you need to earn to buy a home in Lincoln County, KS?
A household needs about $27,991 a year to afford the typical home in Lincoln County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,154.

Nearby and similar counties

ZIP codes in Lincoln County (open on the map)

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