Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$222,883+6.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 36% have cut their price
Income needed to buy, per year$48,316About 0.7× the local median income ($67,134): affordable for a typical household
Days on market66 daysSlower than a year ago: buyers have time to negotiate
The typical home in Starke County, IN is worth $222,883, up 6.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $178,311, so the area is 25.0% overvalued. It is a balanced market: homes take about 66 days to sell, listings are up 4% from a year ago, 36% of listings have had a price cut. A household needs about $48,316 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,134. In the latest IRS figures, 8 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$222,883
Change in 1 year
+6.0%
Overvalued %
+25.0%
Show 6 more
Fair home value
$178,311
Change in 5 years
+43.8%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,208
Income needed to afford it
$48,316
Property tax rate
0.61%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+3.5%
Days on market
66
Listings with a price cut
35.8%
Show 3 more
Homes for sale
88
Pending sales per 100 listings
36
Asking price per sq ft
$152
People and jobs
Median household income
$67,134
Population change (1 year)
+0.1%
Unemployment rate
3.4%
Show 4 more
Population
23,425
Income adjusted for cost of living
$75,687
Net moves in (IRS)
+8
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
4.4
FEMA hazard risk score (0 to 100)
24.9
Flood risk score
27.5
Show 3 more
Wildfire risk score
13.1
Walkability (1 to 20)
4.9
Road, rail and air noise
53 dB
Questions people ask
Is Starke County, IN overvalued?
Home prices in Starke County, IN are well above what local incomes have historically supported: fair value is about $178,311, so the area is 25.0% overvalued.
Is Starke County, IN a buyer's or seller's market?
Starke County, IN is a balanced market: homes take about 66 days to sell, listings are up 4% from a year ago, 36% of listings have had a price cut.
Are home prices going down in Starke County, IN?
Home values in Starke County, IN are up 6.0% over the last year.
How much do you need to earn to buy a home in Starke County, IN?
A household needs about $48,316 a year to afford the typical home in Starke County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,134.