Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$225,472+1.6% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$48,878About 0.7× the local median income ($72,024): affordable for a typical household
Days on market51 daysFaster than a year ago: sellers have the edge
The typical home in Jackson County, IN is worth $225,472, up 1.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $201,988, so the area is 11.6% overvalued. It is a buyer's market: homes take about 51 days to sell, listings are up 25% from a year ago, 22% of listings have had a price cut. A household needs about $48,878 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,024. Typical rent is $1,341 a month. In the latest IRS figures, 65 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$225,472
Change in 1 year
+1.6%
Overvalued %
+11.6%
Show 6 more
Fair home value
$201,988
Change in 5 years
+27.5%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$1,222
Income needed to afford it
$48,878
Property tax rate
0.49%
Rent and investing
Typical rent
$1,341
Price-to-rent ratio
14.0×
HUD Fair Market Rent, 2 bedrooms
$1,142
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Gross rental yield
7.14%
Cap rate (estimate)
4.64%
Market activity
Listings vs a year ago
+25.0%
Days on market
51
Listings with a price cut
22.3%
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Homes for sale
125
Pending sales per 100 listings
35
Asking price per sq ft
$151
People and jobs
Median household income
$72,024
Population change (1 year)
−0.1%
Unemployment rate
2.6%
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Population
47,370
Income adjusted for cost of living
$81,200
Net moves in (IRS)
−65
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
4.2
FEMA hazard risk score (0 to 100)
52.9
Unhealthy air days a year
0
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Flood risk score
57.6
Wildfire risk score
8.3
Walkability (1 to 20)
6.1
Road, rail and air noise
53 dB
Questions people ask
Is Jackson County, IN overvalued?
Home prices in Jackson County, IN are well above what local incomes have historically supported: fair value is about $201,988, so the area is 11.6% overvalued.
Is Jackson County, IN a buyer's or seller's market?
Jackson County, IN is a buyer's market: homes take about 51 days to sell, listings are up 25% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Jackson County, IN?
Home values in Jackson County, IN are up 1.6% over the last year.
How much do you need to earn to buy a home in Jackson County, IN?
A household needs about $48,878 a year to afford the typical home in Jackson County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,024.