Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$224,260+6.8% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 26% have cut their price
Income needed to buy, per year$48,615About 0.7× the local median income ($68,732): affordable for a typical household
Days on market44 daysAbout the same pace as a year ago
The typical home in Clinton County, IN is worth $224,260, up 6.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $169,033, so the area is 32.7% overvalued. It is a seller's market: homes take about 44 days to sell, listings are down 16% from a year ago, 26% of listings have had a price cut. A household needs about $48,615 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,732. Typical rent is $1,000 a month. In the latest IRS figures, 50 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$224,260
Change in 1 year
+6.8%
Overvalued %
+32.7%
Show 6 more
Fair home value
$169,033
Change in 5 years
+41.0%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,215
Income needed to afford it
$48,615
Property tax rate
0.60%
Rent and investing
Typical rent
$1,000
Price-to-rent ratio
18.7×
HUD Fair Market Rent, 2 bedrooms
$1,063
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Gross rental yield
5.35%
Cap rate (estimate)
3.48%
Market activity
Listings vs a year ago
−16.2%
Days on market
44
Listings with a price cut
25.6%
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Homes for sale
62
Pending sales per 100 listings
55
Asking price per sq ft
$156
People and jobs
Median household income
$68,732
Population change (1 year)
+0.0%
Unemployment rate
2.6%
Show 4 more
Population
33,322
Income adjusted for cost of living
$77,488
Net moves in (IRS)
−50
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
30.5
Flood risk score
34.9
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Wildfire risk score
5.5
Walkability (1 to 20)
6.1
Road, rail and air noise
53 dB
Questions people ask
Is Clinton County, IN overvalued?
Home prices in Clinton County, IN are well above what local incomes have historically supported: fair value is about $169,033, so the area is 32.7% overvalued.
Is Clinton County, IN a buyer's or seller's market?
Clinton County, IN is a seller's market: homes take about 44 days to sell, listings are down 16% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Clinton County, IN?
Home values in Clinton County, IN are up 6.8% over the last year.
How much do you need to earn to buy a home in Clinton County, IN?
A household needs about $48,615 a year to afford the typical home in Clinton County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,732.