Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$200,144+7.5% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$43,387About 0.5× the local median income ($78,931): affordable for a typical household
Days on market36 daysAbout the same pace as a year ago
Next 12 months+5.1%Zillow expects prices to rise strongly
The typical home in Sangamon County, IL is worth $200,144, up 7.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $196,450, so the area is 1.9% overvalued. It is a balanced market: homes take about 36 days to sell, listings are up 41% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 5.1% over the next year. A household needs about $43,387 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,931. Typical rent is $1,220 a month, or $1,549 for a house. In the latest IRS figures, 635 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$200,144
Change in 1 year
+7.5%
Overvalued %
+1.9%
Show 7 more
Fair home value
$196,450
Change in 5 years
+32.7%
Zillow forecast, next 12 months
+5.1%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$1,085
Income needed to afford it
$43,387
Property tax rate
1.99%
Rent and investing
Typical rent
$1,220
Typical rent for houses
$1,549
Price-to-rent ratio
13.7×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,237
Gross rental yield
7.32%
Cap rate (estimate)
4.76%
Market activity
Listings vs a year ago
+41.1%
Days on market
36
Listings with a price cut
20.3%
Show 3 more
Homes for sale
333
Pending sales per 100 listings
67
Asking price per sq ft
$125
People and jobs
Median household income
$78,931
Population change (1 year)
+0.1%
Unemployment rate
5.4%
Show 4 more
Population
194,170
Income adjusted for cost of living
$85,147
Net moves in (IRS)
−635
Cost of living (US = 100)
92.7
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
91.7
Unhealthy air days a year
3
Show 4 more
Flood risk score
91.2
Wildfire risk score
18.8
Walkability (1 to 20)
10.2
Road, rail and air noise
53 dB
Questions people ask
Is Sangamon County, IL overvalued?
Home prices in Sangamon County, IL are slightly above what local incomes have historically supported: fair value is about $196,450, so the area is 1.9% overvalued.
Is Sangamon County, IL a buyer's or seller's market?
Sangamon County, IL is a balanced market: homes take about 36 days to sell, listings are up 41% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Sangamon County, IL?
Home values in Sangamon County, IL are up 7.5% over the last year. Zillow's forecast for the next 12 months is +5.1%.
How much do you need to earn to buy a home in Sangamon County, IL?
A household needs about $43,387 a year to afford the typical home in Sangamon County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,931.