Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$383,834+5.0% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$83,207About 0.8× the local median income ($103,587): affordable for a typical household
Days on market32 daysAbout the same pace as a year ago
Next 12 months+2.7%Zillow expects prices to rise slightly
The typical home in Kane County, IL is worth $383,834, up 5.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $346,263, so the area is 10.9% overvalued. It is a seller's market: homes take about 32 days to sell, listings are up 9% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 2.7% over the next year. A household needs about $83,207 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $103,587. Typical rent is $2,108 a month, or $2,472 for a house. In the latest IRS figures, 920 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$383,834
Change in 1 year
+5.0%
Overvalued %
+10.9%
Show 7 more
Fair home value
$346,263
Change in 5 years
+35.0%
Zillow forecast, next 12 months
+2.7%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$2,080
Income needed to afford it
$83,207
Property tax rate
2.26%
Rent and investing
Typical rent
$2,108
Typical rent for houses
$2,472
Price-to-rent ratio
15.2×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$2,011
Gross rental yield
6.59%
Cap rate (estimate)
4.28%
Market activity
Listings vs a year ago
+8.7%
Days on market
32
Listings with a price cut
17.6%
Show 3 more
Homes for sale
796
Pending sales per 100 listings
78
Asking price per sq ft
$218
People and jobs
Median household income
$103,587
Population change (1 year)
+0.4%
Unemployment rate
4.8%
Show 4 more
Population
525,757
Income adjusted for cost of living
$99,987
Net moves in (IRS)
−920
Cost of living (US = 100)
103.6
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
94.6
Unhealthy air days a year
9
Show 4 more
Flood risk score
95.5
Wildfire risk score
32.7
Walkability (1 to 20)
10.1
Road, rail and air noise
54 dB
Questions people ask
Is Kane County, IL overvalued?
Home prices in Kane County, IL are well above what local incomes have historically supported: fair value is about $346,263, so the area is 10.9% overvalued.
Is Kane County, IL a buyer's or seller's market?
Kane County, IL is a seller's market: homes take about 32 days to sell, listings are up 9% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Kane County, IL?
Home values in Kane County, IL are up 5.0% over the last year. Zillow's forecast for the next 12 months is +2.7%.
How much do you need to earn to buy a home in Kane County, IL?
A household needs about $83,207 a year to afford the typical home in Kane County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $103,587.